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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Changed my life for the better

I came to StepChange 4 years ago now on the back of some advice from a friend about potential services that could help me with my debts. I was skeptical that there was anything that I could do that wouldn't be completely negative towards my entire future due to social stigmas and understanding about debt management but StepChange took all of that worry away from me. The friendly staff members that I spoke to over the phone were more than welcoming to me and didn't just help me create a sustainable and lasting plan to help tackle and overcome my debts, they also helped me come to terms mentally with my debts and come to a place where I feel comfortable again regarding my finances. While I'm still working through my debts now, I know that when/if I have any questions, StepChange will be there to talk to me and support me in making the right decisions. Reviewed on: 6th May 2026

Sorted out my finances and kept me to a budget

Sorted out my finances and kept me to a budget Reviewed on: 6th May 2026

No judgement

No judgement and they help so much. Reviewed on: 6th May 2026

Lovely lady on the phone

I was feeling very overwhelmed financially after my husband lost his Job but when I contacted step change I was so surprised that I wasn’t being judged and the lady I spoke to was so lovely Reviewed on: 6th May 2026

Amazing support and help thanks you

Without their help I would have been lost, thanks to them I was able to get on with my life. Without their help I would have been lost, Reviewed on: 6th May 2026

We needed urgent help with our finances .

We needed urgent help with our finances . We contacted Step Change and they were second to none with the help that we received from them. Reviewed on: 6th May 2026

.step change is a saviour

i been with step change now two years after the budget was set what i could afford to pay and all creditors details then they contacted them with an offer of re payments and not heard from any of them since i review my income and budget each year and the new re payment is sorted automatically i now have no worries wish i done this sooner i recommend anyone in trouble to do this Reviewed on: 6th May 2026

Step change was there when I needed them , really ea...

Step change was there when I needed them , really easy to deal with and gave me peace of mind . Reviewed on: 6th May 2026

Always able to help, solid advice and always accommo...

Always able to help, solid advice and always accommodating Reviewed on: 6th May 2026

Absolutely fantastic

StepChange offer absolutely fantastic financial support and I cannot recommend them enough. Great customer service, easy to track how you're doing and great communication. Reviewed on: 6th May 2026

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