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StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14717)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Incredibly helpful and supportive.

5
Incredibly helpful and supportive. Really simple process. Reviewed on: 24th May 2024

Expert, friendly and professional.

5
Expert, friendly and professional. Reviewed on: 24th May 2024

Stepchange have Made such a difference to my life.

5
Stepchange have Made such a difference to my life. I feel like I can finally live whilst paying off my debts. they have also been very understanding when I’ve had life changes and helped me adjust my debt managenent plan accordingly . Thank you stepchange Reviewed on: 24th May 2024

Excellent

5
From first contact when I felt out of control and very depressed they spoke to me like I was human and that I mattered they helped me sort all my debts out so that now I am not working everyday to pay they and not getting anywhere. They gave me my life back. Would recommend them to everyone Reviewed on: 24th May 2024

Fantastic advice with excellent customer care and su...

5
Fantastic advice with excellent customer care and support Reviewed on: 24th May 2024

Calmed me down

5
Very good and so helpful they calmed me down and talked me through all options I now feel I can see light at the end of the tunnel Reviewed on: 24th May 2024

Great help and made me feel at ease

5
Great help and made me feel at ease Reviewed on: 24th May 2024

Live saver.

5
They take the stress of dealing with mounting debt and trying to juggle different companys correspondence before you sink. Also recommended by company’s you deal with so this makes it a lot easier. There is always someone available to deal with your query and explain everything thoroughly, amazing company and there when you really need help and advice. Reviewed on: 24th May 2024

Doctors of credit gallops

4
Very good in providing solution. Timely. Compassionate. Professional. Solutions are tailored to individual need Reviewed on: 24th May 2024

listened no judging wish I’d turned to them sooner

5
When I was in trouble financially stepchange were kind and understanding acknowledging that it didn’t take much to be in that position and that it’s not always your fault. I felt listened to without being judged and they handled everything for me. When I paid it all off myself and contacted them they supplied me with the proof I needed. I wish I’d gone to them sooner. Reviewed on: 24th May 2024