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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Very helpful and reassuring.

Very helpful and reassuring. I was made to feel at ease and not judged Reviewed on: 7th June 2025

Great and easy, alright have to do some work yoursel...

Great and easy, alright have to do some work yourself but when you need out of debt these guys don't charge a penny! They also cast no judgement. Reviewed on: 7th June 2025

StepChange has changed my life!

StepChange has taken all of the stress away from managing my debts and all agents I have dealt with have been so empathetic and knowledgeable. They have really helped me to understand how to manage my money in the future meaning I will never get myself into the same horrible situation again. As we all know, life throws so many unexpected financial issues at you and StepChange allow you to take this into consideration and you can change your budget each month to accommodate without leaving you struggling Reviewed on: 7th June 2025

professional, informative, helpful customer service

professional, informative, helpful customer service Reviewed on: 7th June 2025

When you can't see where to go

When you can't see where to go, how to sort your finances out, Step change will be there for you Reviewed on: 7th June 2025

Brilliant service.

Step Change has helped me greatly with dealing with my persistent debt. The process was very straight forward and even don't need to talk to somebody to apply if thats what you prefer. Mentally it gave me a stress free process and now I'm managing my finance much better. Reviewed on: 7th June 2025

Only just started.

Only just started... so still to see how the creditors react and the end result of my debts Reviewed on: 7th June 2025

It was good to help get all my debts in one place wi...

It was good to help get all my debts in one place with just one payment step change got me organised and sorted. Reviewed on: 7th June 2025

In 2019 I was facing crippling credit card debt and...

In 2019 I was facing crippling credit card debt and under stress. Step Change dealt with lenders, negotiated an interest freeze with most and set up an affordable payment. I have cleared three of the smaller creditors and am forecast to be free of debt in late 2027. Reviewed on: 7th June 2025

Since Step Change I do not worry as much over my debt

Since Step Change I do not worry as much over my debt. They have helped enormously sorting through and getting me on track Reviewed on: 7th June 2025

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