Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,682 reviews, last reviewed 23rd Sep 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026
EddieG's avatar
EddieG

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They have taken all the worries away

5
They have taken all the worries away Reviewed on: 6th May 2026

The best

5
They are non judgemental, very understanding and so helpful. Give fantastic advice and really help you find your way back to financial security Reviewed on: 6th May 2026

Excellent service

5
I have had no issues they have helped me with my debt and this has been a major relief. If I have had to contact customer services they have always been helpful Reviewed on: 6th May 2026

ABSOLUTELY VITAL SERVICE FROM FANTASTIC PEOPLE- I CA...

5
ABSOLUTELY VITAL SERVICE FROM FANTASTIC PEOPLE- I CANNOT EXPRESS HOW GREAT THIS SERVICE IS. Reviewed on: 6th May 2026

Stepchange are amazing and have put my mind at rest .

5
Stepchange are amazing and have put my mind at rest . Reviewed on: 6th May 2026

Life changing

5
Sorting my debts out with StepChange is the best thing I ever did and just wish I had done it sooner, all the worry I had before was gone and life was much easier. The people are great there's no judgement they're just there to help and make things easier I cant recommend them enough Reviewed on: 6th May 2026

Excellent support

5
Helped me when I was in a bad way with my finances, really good support Reviewed on: 6th May 2026

Really great support.

5
Really great support. Communication can be slow due to the volume of enquiries but that can’t be helped. Reviewed on: 6th May 2026

Really helped me with which option was best for me

5
Really helped me with options that were available for my circumstances,I no longer have to deal with creditors and step change keep you updated,it was a weight of my mind Reviewed on: 6th May 2026

Step change really changed my life I was drowning in...

5
Step change really changed my life I was drowning in dept and they made it better to pay my debts without worry Reviewed on: 6th May 2026

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products