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StepChange: Debt advice reviews

4.92
Based on 18,662 reviews, last reviewed 12th Jul 2026
126033% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent support. Excellent support. Extremely compassionate understanding and kind people Reviewed on: 12th July 2026
Margaret H's avatar
Margaret H

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Stepchange - absolutely brilliant organisation.

5
Stepchange came into our lives when we h ad been scammed out of all our money and I mean all. They were and are an absolutely fantastic organisation and gave us hope in our hour of need. I cannot explain how much they helped us to realise we were not alone and their help was crucial to us when we needed it most. We continue to rely on them with the systems they have put in place for us both. We cannot thank them enough for their continued help and support. Reviewed on: 6th June 2025

very straightforward and helpful

5
very straightforward and helpful Reviewed on: 6th June 2025

Excellent

5
Very helpful, friendly advisors, who devised a realistic plan. Reviewed on: 6th June 2025

Give Them a Call They Will Help

5
I have been with Stepchange for about ten years and as soon as I started on my payment plan, the constant phone calls and associated worry stopped. It is nice to see tge debt going down year by year and last time I looked I was pleasantly surprised by how little was left to pay off. If you are feeling that there is no way out of your debt situation and feel desperate contact them, they are non-judgemental and will find the right solution to your debt problem Reviewed on: 6th June 2025

Very helpful.

5
Very helpful. Felt so relieved after conractin Step Change. Reviewed on: 6th June 2025

Good advice and very helpful with my situation.

5
Good advice and very helpful with my situation. Made me feel less anxious and helped make sense of everything. Reviewed on: 6th June 2025

Exellent service service.

5
Promptitude of response and service. Reviewed on: 6th June 2025

Support everyone

5
Stepchange is a provider who is established and provides impartial advice, makes their client feel in control of their own finances Reviewed on: 6th June 2025

Very good customer services and very good help

5
Very good customer services and very good help Reviewed on: 6th June 2025

Professional in all aspects.

5
Professional in all aspects. Empathetic to clients issues. Reviewed on: 6th June 2025

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