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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18681 reviews)

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4.92

Based on 18,681 reviews, last reviewed 28th Aug 2026

98% decrease in 5 star reviews

in the past 90 days

93% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I got the help I needed to sort all my debts out and... I got the help I needed to sort all my debts out and now I am debt free Reviewed on: 28th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18681)

Great Organisation

Professional and informative team, with good knowledge of options available Reviewed on: 6th June 2025

Really great and easy to use.

Really great and easy to use. I hate talking on the phone due to anxiety and I’ve not had to speak to anyone yet it was all sorted online! Thank you Reviewed on: 6th June 2025

Great Service

StepChange helped me when I'd dug myself into a hole and my debts were just snowballing through interest. They arranged an affordable monthly payment and helped me get my affairs back on track. Reviewed on: 6th June 2025

Step Change changed my life

Step Change changed me from being a nervous wreck to becoming normal against, I was constantly worrying about my financial situation and showed me that I can survive and manage my debts Reviewed on: 6th June 2025

They were there when I needed them I was trying to s...

They were there when I needed them I was trying to solve all my own financial issues and failing big time.staff extremely helpful and providing you do your regular annual reviews you are on your way to a much better financial future and I am already feeling the benefits in many ways. Reviewed on: 6th June 2025

Absolutely saved me.

Absolutely saved me. Soo helpfull and kind Reviewed on: 6th June 2025

very helpful when needed as our debt...

In the early days they were very helpful as our debt took few years. I knew if I needed them all I had to do was call them. Reviewed on: 6th June 2025

Life made easier

Every question i asked they answered in a way I could understand ..very easy to deal with and as soon as I had spoken with them that night I slept so much better Reviewed on: 6th June 2025

It was excellent.

It was excellent. Nice and easy process. Reviewed on: 6th June 2025

Awful communication.

Awful communication. I have been more distressed due to this as creditors are still chasing me and no one seems to listen or help me. a debt was taken on by someone else and I’ve been harassed by them even though I’ve told SC. They have not acknowledged my emails or helped me at all with this. My mental health is declining as a consequence. Reviewed on: 6th June 2025

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