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StepChange: Debt advice reviews

4.92
Based on 18,640 reviews, last reviewed 21st Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

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StepChange Debt advice reviews (18640)

Offers free, impartial debt advice

5
Offers free, impartial debt advice and helped me manage and communicate with existing debtors Reviewed on: 28th May 2026

I am disabled and struggle with most apps but I have...

5
I am disabled and struggle with most apps but I have always had a friendly advisor on the line to guide me through everything Reviewed on: 28th May 2026

Stepchange are understanding and sympathetic and pro...

5
Stepchange are understanding and sympathetic and provided the advice needed to help me manage my stressful debt issues. I would recommend them to anyone in a financial crisis to contact them for help. Reviewed on: 28th May 2026

I was struggle badly all my debt pulling up customer...

5
I was struggle badly all my debt pulling up customer service was so supportive and kind when I called for advice and continue to be of great help Reviewed on: 28th May 2026

Helpful, professional and empathetic.

5
My experience with Step Change has been a pleasant experience. The staff are very helpful and empathetic to the situation I found myself in. A huge weight has been lifted from my shoulders and having a clear plan having to make one payment per month is much easier to manage than several scattered throughout the month. I can't thank them enough for their help. Reviewed on: 28th May 2026

Very easy to start the process

5
Very easy to engage with step change and to say they have taken my worries away is an understatement they get in touch with creditors and sort everything out for you I am very relieved to have found them Reviewed on: 28th May 2026

Resulting in peace of mind

5
Positive outcome to what was an overwhelming problem Reviewed on: 28th May 2026

Helped me pay off some of my debts and now I can foc...

5
Helped me pay off some of my debts and now I can focus on just my bills Reviewed on: 28th May 2026

Brilliant

5
Have been excellent in helping me Reviewed on: 28th May 2026

Supportive, Professional and Completely Non-Judgemental

5
StepChange have been incredibly helpful and supportive throughout. From the very start, they made everything feel much less overwhelming and explained the options clearly and professionally. The person I spoke with was kind, patient and completely non-judgemental, which made a difficult situation far easier to deal with. It was a huge relief to be able to speak openly and get practical advice without feeling pressured or embarrassed. I would highly recommend StepChange to anyone who is struggling financially or unsure where to turn. Their support has given me clarity and peace of mind moving forward. Reviewed on: 28th May 2026

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