Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,717 reviews, last reviewed 30th Mar 2026
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Get out of confusion get out I being stuck with heavy debt and was going into it more and more Step change had sorted all creditors by one stop solution and at the money I could a... Read more Reviewed on: 30th March 2026
Kumark's avatar
Kumark

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14717)

It is not too long before we clear our debts, withou...

5
It is not too long before we clear our debts, without the help of StepChange our future would have been very difficult. Reviewed on: 8th May 2024

6 Years with StepChange....Highly Reccommended

5
Still currently on a Debt Management Plan from StepChange,but will be finishing paying back debts in a couple months time..It's been a long 6 years but StepChange have helped manage the repayments. Reviewed on: 8th May 2024

Supportive, clear, non-judgemental.

5
Supportive, clear, non-judgemental. It took some of the stress out of a stressful situtaion. Reviewed on: 8th May 2024

Took the pressure off me I am no able to breathe a...

5
Took the pressure off me I am no able to breathe a little Reviewed on: 8th May 2024

A Wonderful Charity - Highly Recommended

5
Tremendous reassurance provided and some great help given and expert advice to help me get out of a bad situation. Thank you very much, would highly recommend and have done to a few other people who have in turn, started their own plans. Reviewed on: 8th May 2024

Help me out of a very dark and lonely place

5
Help me out of a very dark and lonely place and now I feel more positive that my debts r under control Reviewed on: 8th May 2024

Stepchange has taken the stress and worry away from...

5
Stepchange has taken the stress and worry away from the position that I have found myself in. Their help has been invaluable to me and I would highly recommend them. Reviewed on: 8th May 2024

Having been medically retired and left on UC, my out...

5
Having been medically retired and left on UC, my outgoings were now higher than my income. A call to Stepchange took so much pressure off, we worked out our budget and they dealt with our creditors to arrange payment plans. The staff were so helpful, professional and empathetic which made the whole process much easier than I'd feared. Can't thank them enough. Reviewed on: 8th May 2024

Excellent at all times.

5
Friendly and caring agents. Good listening skills and tailor their product to suit your circumstances. They have helped me on many occasions and always lift a huge weight off my shoulders. Reviewed on: 8th May 2024

Non judgemental, very informative and helpful.

5
Non judgemental, very informative and helpful. They gave me a solution to help management my credit card debts so I can sleep at night without worry of losing my posesions, property etc. Thank you! Reviewed on: 8th May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products