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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

I didn’t want to contact them but once I did a weigh...

I didn’t want to contact them but once I did a weight came off my shoulders - after the first phone call I’ve been able to complete the rest online Reviewed on: 6th June 2025

Helped me massively with my monthly plans I really s...

Helped me massively with my monthly plans I really struggled to make payments to my creditors Reviewed on: 6th June 2025

Very helpful and understanding simple to fill out de...

Very helpful and understanding simple to fill out details. Step by step advice with reasonable outcome to help clear debt while leaving me enough to live and still enjoy some spending freedom. Reviewed on: 6th June 2025

Stepchange reviewed

StepChange were very helpful and explained everything well. I would recommend them Reviewed on: 6th June 2025

Very helpful

Very helpful, have taken so much stress out of my life, I don't get much contact from my creditors and things tick along nicely. If I have a problem or letter from a creditor I get in touch with StepChange and they sort it for me. They reply to my emails within a couple of days. Reviewed on: 6th June 2025

Stress Free

Very helpful and set up a payment plan and delt with my creditors. Peace of mind. Reviewed on: 6th June 2025

Recommend calling them if you're worrying about debt.

Very clear advice, give you time and options to do what's best for you Reviewed on: 6th June 2025

Stepchange have been fantastic, started with them ye...

Stepchange have been fantastic, started with them years ago when they were known as 'CCCS' and we are just a few months away from our final payment. Whenever we have needed to miss or delay a payment they have always been so understanding. Can't praise this company enough. Reviewed on: 6th June 2025

Helped me when I was in a bit of a mess.

Helped me when I was in a bit of a mess. Really simple to set up. Reviewed on: 6th June 2025

The best thing I did!

The best thing I did! Stepchange have been so helpful and have really improved my life Reviewed on: 6th June 2025

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