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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

I was in a world if bother with debt and burying my...

I was in a world if bother with debt and burying my head in the sand and just wracking up more and more. I got to a point where I didn't know what to do as I couldn't afford the repayments and my living costs. The payments I was making were only clearing that months interest. I came across Stepchange and plucked up the courage to call them. I was expecting to be judged amd made to feel silly for the situation I'd got myself in. I couldn't have been more wrong. Unfortunately the name of the person I spoke to escapes me, but he was so empathetic and understanding of my situation. He explained everything and supported me putting an affordable repayment plan in place. It's the best financial decision I have made in years speaking to Stepchange. Less than 9 months on and I've cleared £6000 of my debt and the interest on all but one of Mt debts has been frozen. For the first time in years I'm making progress with getting myself out of the mess I find myself in. I would highly recommend that if you're struggling with debt, to speak to stepchange. They will help you. Reviewed on: 24th May 2025

Step change has been a great help to me as a single...

Step change has been a great help to me as a single parent in managing my finances over more than 10 years. Reviewed on: 24th May 2025

Debt Helper StepChange

I anyone find themselves trapped in a vicious cycle of debt I would strongly advise them to approach StepChange Debt Charity. I had become hopeless after my circumstances changed drastically and I fell into debt. With StepChange I have managed to free myself from debt earlier tha was anticipated Reviewed on: 24th May 2025

First class experience since day one.

First class experience since day one. Couldn't recommend highly enough. The stress and worry of debt was completely lifted once my plan was in place. Left feeling like I could begin to live my life again worry free. Reviewed on: 24th May 2025

Everyone at Stepchange have been helpful and kind.

Everyone at Stepchange have been helpful and kind. I highly recommend them if you have a debt problem Reviewed on: 24th May 2025

There were so kind helpful and removed loads of stre...

There were so kind helpful and removed loads of stress in my life very good firm and the job they do is a massive help to people well done around Reviewed on: 24th May 2025

Fantastic Service

Stepchange started helping me a few years ago and continue to do so. They have been fantastic with their support, time and advice. Reviewed on: 24th May 2025

Great service and helpful staff

Very helpful with all information and service, always willing hep in any situation , staff very friendly on the telephone Reviewed on: 24th May 2025

Peace of Mind

An excellent Debt Management association to deal with. They give you their time, are sympathetic to your individual circumstances, will advise you of all debt management options, contact all your debtors on your behalf and set up an affordable payment plan which enables you to clear any debts. Highly recommended. Reviewed on: 24th May 2025

Amazing.

Amazing. I cannot thank stepchange enough for helping me. I'm in such a better position now, sleeping, not crying and so much happier. It took alot to pick up the phone and ask for help Reviewed on: 24th May 2025

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