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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18673 reviews)

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4.92

Based on 18,673 reviews, last reviewed 9th Aug 2026

3% increase in 5 star reviews

in the past 90 days

22% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Take the step to change Im an older lady who through illness fell behind with debts. Ended up so worried and frightened with being unwell and not being able to pay. I had a b... Read more Reviewed on: 9th August 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18673)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Using Step Change truly changed my life and release...

Using Step Change truly changed my life and released me from sleepless nights and constant worry. As soon as I took my head out of the sand and I made the decision to access the services I felt better. The process was easy and Step Change handled everything. I get regular updates on what I owe and feel fully in control. My only regret is not doing it sooner. I have two years left on a 6 year plan. If I’d done it sooner the debt would have been less and I’d be paid off by now. If you can’t see a way out - act now and seek help. Reviewed on: 28th May 2026

It was a difficult situation I found myself in but I...

It was a difficult situation I found myself in but I was put at ease from the first contact. We all think we are the only ones in this situation! We went through all my incomings and outgoings and although it was going to be difficult we got to a figure that was accepted by all. I should have done this a year ago so my advice to anyone is contact StepChange as soon as you get into difficulty. Reviewed on: 28th May 2026

The help I have received from StepChange is amazing,...

The help I have received from StepChange is amazing, thank you Reviewed on: 28th May 2026

StepChange have been my lifeline.

StepChange have been my lifeline. They took away so much of my financial anxiety and always been very helpful. Reviewed on: 28th May 2026

Friendly, helpful advice.

Friendly, helpful advice. Non-judgmental Reviewed on: 28th May 2026

When I was struggling they saved the day

When I was struggling they saved the day Reviewed on: 28th May 2026

Supportive from Day 1

From the time I first approached StepChange for help ad advice, I have felt supported and informed at every stage of the process. Most importantly, I was never made to feel stupid and all communications have been positive and non-judgmental. Everything was clearly explained and sensitively explored in order to find the best possible solution for my particular circumstances. Reviewed on: 28th May 2026

Very easy to set up.

Very easy to set up. Very friendly staff and easy to talk to even about issues that I am ashamed of. Reviewed on: 28th May 2026

Easy to deal with and contact by email or phone

Easy to deal with and contact by email or phone Reviewed on: 28th May 2026

Step change has been very helpful.

Step change has been very helpful. Having all my debts on our in one lump sum and what I can afford has been great. Reviewed on: 28th May 2026

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