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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
75% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Very helpful and understanding simple to fill out de...

5
Very helpful and understanding simple to fill out details. Step by step advice with reasonable outcome to help clear debt while leaving me enough to live and still enjoy some spending freedom. Reviewed on: 6th June 2025

Stepchange reviewed

5
StepChange were very helpful and explained everything well. I would recommend them Reviewed on: 6th June 2025

Very helpful

5
Very helpful, have taken so much stress out of my life, I don't get much contact from my creditors and things tick along nicely. If I have a problem or letter from a creditor I get in touch with StepChange and they sort it for me. They reply to my emails within a couple of days. Reviewed on: 6th June 2025

Stress Free

5
Very helpful and set up a payment plan and delt with my creditors. Peace of mind. Reviewed on: 6th June 2025

Recommend calling them if you're worrying about debt.

5
Very clear advice, give you time and options to do what's best for you Reviewed on: 6th June 2025

Stepchange have been fantastic, started with them ye...

5
Stepchange have been fantastic, started with them years ago when they were known as 'CCCS' and we are just a few months away from our final payment. Whenever we have needed to miss or delay a payment they have always been so understanding. Can't praise this company enough. Reviewed on: 6th June 2025

Helped me when I was in a bit of a mess.

5
Helped me when I was in a bit of a mess. Really simple to set up. Reviewed on: 6th June 2025

The best thing I did!

5
The best thing I did! Stepchange have been so helpful and have really improved my life Reviewed on: 6th June 2025

I was struggling to make ends meet trying to keep on...

5
I was struggling to make ends meet trying to keep on top of my bill payments making the first call I was so worried I was going to judge!! But I spoke to a lovely gentleman who totally made me feel at ease and help me sort everything into one payment so relieved at last Reviewed on: 6th June 2025

excellent outcome for me

5
Very helpful and knowledgeable staff who were able to guide me to a very manageable situation for me. Reviewed on: 6th June 2025

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