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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Salvation

5
Got me to a place where I felt back in control at a time I was going through cancer. I recommend to anyone in difficulty to contact Reviewed on: 1st May 2024

We had debt of £54,000 and were sinking, we contact...

5
We had debt of £54,000 and were sinking, we contacted Step Change and were told they would talk to our debtor's to arrange a payment plan and find the solution. We are now 4 years in and have our debt down to £12,000 and will have this paid off by the start of 2026. Best decision we ever made and highly recommend using this service. Reviewed on: 1st May 2024

Very helpful staff.

5
Very helpful staff. Easy to use service, peace of mind. Reviewed on: 1st May 2024

Very helpful and took the stress off me

5
Very helpful and took the stress off me Reviewed on: 1st May 2024

Help me sort all my debt problems with no hassle.

5
Help me sort all my debt problems with no hassle. And very friendly Reviewed on: 1st May 2024

FIRST CLASS HELPFUL FRIENDLY SERVICE.

5
The advisors are all very empethetic and friendly and knowlegable.Nothing is too much trouble for them and they are very kind and understanding. They could not privide a better service- I was most impressed and would recommend for anyone worrying to contact them for helpful ĝuidance. Reviewed on: 1st May 2024

Used step change due to mounting debts , payday loan...

5
Used step change due to mounting debts , payday loans and finding more money going out than coming in Reviewed on: 1st May 2024

They have helped me deal with my debt taking that wo...

5
They have helped me deal with my debt taking that worry off me. They are always there to support me Reviewed on: 1st May 2024

Just lovely...

5
The stepchange debt management advisors are so kind and non-judgemental, they're really thorough in going through your budget to make sure they set up a realistic payment plan, and actually encouraged us to keep some money in our budget for hobbies and clothes that we thought would have to be cut. Can't fault them. Reviewed on: 1st May 2024

I used to worry not sleep!

5
I used to worry Reviewed on: 1st May 2024

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