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StepChange: Debt advice reviews

4.92
Based on 18,670 reviews, last reviewed 28th Jul 2026
75700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Supportive team, Helpful controllable solutions After struggling financially because of an abusive relationship and becoming a solo parent to a very young child, StepChange Deb Advice have helped me... Read more Reviewed on: 28th July 2026
Laura O's avatar
Laura O

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18670)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Excellent experience

5
I've had a DMP through StepChange for nearly 2 years now, it's been a smooth journey with excellent service from courteous and highly knowledgeable staff. Recommend them to anyone. Reviewed on: 27th May 2026

I am so glad that.I found stepchange

5
I am so glad that. I sought stepchange to manage my financial difficulties. They are very non-judgemental and have been very supportive to me so much that I am well on my way to becoming debtfree. I find them very helpful and easy to talk to. Reviewed on: 27th May 2026

Stepchange have always been so helpful, providing me...

5
Stepchange have always been so helpful, providing me with advise and helping me review my finances when there has been unforeseen events that have taken place. Without them I wouldn’t be in the place I am after I had separated with my wife. Reviewed on: 27th May 2026

StepChange have been fantastic helping me to get on...

5
StepChange have been fantastic helping me to get on top of my debts and I would highly recommend them to anyone who is struggling in these difficult times. Reviewed on: 27th May 2026

Took so much pressure and worry from me, no more deb...

5
Took so much pressure and worry from me, no more debt collectors bullying me to pay more than I could afford. Stepchange has helped enormously. Reviewed on: 27th May 2026

Your help has given me a complete peace of mind...

5
Your help has given me a complete peace of mind Reviewed on: 27th May 2026

I wish I had been aware of how stepchange could help...

5
I wish I had been aware of how stepchange could help me sooner.. it would have saved me from getting into quite such a mess Reviewed on: 27th May 2026

It was the hardest phone call I ever made but I coul...

5
It was the hardest phone call I ever made but I couldn't see my way out. I'd already tried more credit to pay off other credit and realised too late that doesn't work! It was embarrassing and exhausting always worried about how to pay the next bill or who was going to phone next for late payment. Then I called Step Change and it was like there was an angel on the other end of the phone! No judgement, clear information and advice from the first word. This time I cried from relief. It took a little organisation and setting up but it was worth every minute. I'm now going to be debt free by November this year and am so excited. And while it's been underway I've learnt to budget properly and realise that sometimes you have to wait to be able to afford things. The support throughout has been amazing and every time a debt was cleared it was like a little celebration in my mind. I cannot fault Step Change one bit and highly recommend that if you are struggling give them a call, they will talk you through the options and their help is invaluable. Don't delay, hoping it will look different tomorrow because that's exactly what it does but it looks worse. Get help and feel genuine peace of mind. Some of my creditors made me feel so small and we're quite nasty, others were understanding but unable to help but once Step Change were involved it all fell into place. It really is an amazing supportive service second to none. Thank you. Reviewed on: 27th May 2026

Helpful, seamless, competent and supportive team.

5
Helpful, seamless, competent and supportive team. I cannot fault the way they help people in the country.. 50 out 10 stars Reviewed on: 27th May 2026

Step Change has been very helpful and are always rea...

5
Step Change has been very helpful and are always ready to listen and advise Reviewed on: 27th May 2026

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