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StepChange: Debt advice reviews

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4.95
Based on 16,447 reviews, last reviewed 8th May 2026
83200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Stepchange took away all my worries ,and dealt with... Stepchange took away all my worries ,and dealt with my debts . and decided a plan of payments that I could afford . Very friendly staff. Which meant ... Read more Reviewed on: 8th May 2026
Valerie St Hill's avatar
Valerie St Hill

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16447)

Stepchange changed my life

5
Stepchange helped me enormously, took away all the worries of my debts, I can manage my money better now. I am now managing my money better and have cancelled all my credit cards and will not get into any more debt. Reviewed on: 6th May 2026
Pat 's avatar
Pat

Stepchange are very good they have helped me a lot...

5
Stepchange are very good they have helped me a lot Reviewed on: 6th May 2026
Teresa M's avatar
Teresa M

Stepchange helped me with my debt problems and allow...

5
Stepchange helped me with my debt problems and allowed me to sort things out and removed all the stress I was suffering. Reviewed on: 6th May 2026
Gordon 's avatar
Gordon

Helpful and professional debt advice

5
I had a good experience with StepChange. The process was straightforward, and they explained my options clearly without any pressure. They took the time to understand my situation and offered practical advice that felt realistic and manageable. Communication was clear throughout, and I felt supported rather than judged. It definitely helped reduce my stress and gave me a better understanding of how to deal with my finances moving forward. Overall, I would recommend their service to anyone struggling with debt and looking for honest guidance. Reviewed on: 6th May 2026
Vlad S's avatar
Vlad S

Friendly helpful non judgemental

5
I have been with stepchange for a long time and they've always been very helpful and treated me really well wish I had contacted them a lot sooner Reviewed on: 6th May 2026
Lynda R's avatar
Lynda R

Easy, friendly service.

5
Easy, friendly service. Helpful explaining every step of the way. Reviewed on: 6th May 2026
Nikki's avatar
Nikki

Makes everything clear

5
It was so easy to set up my Debt Management Plan with StepChange; a really friendly and supportive agent helped me go through everything and once I had completed my budget, an affordable amount was decided upon. I can contact them if there are any changes to my creditors' details and I keep an up-to-date budget to make sure I'm paying what I can afford. I went back to studying this year and they've helped so much with the change in my lifestyle and budget. Highly recommended for anyone who's struggling and needs help and support to make everything clear for the months and years moving forward. Reviewed on: 6th May 2026
Laura's avatar
Laura

Difficult Times

5
Step Change is the perfect match to difficult times Reviewed on: 6th May 2026
Antonio da Silva's avatar
Antonio da Silva

Best thing I could of done!

5
I found myself in a really bad financial situation and not knowing where to turn next. After speaking with Stepchange they put my mind at ease, helping with my finances and realising what could actually afford for my debts. I can now sleep easy knowing that my debts are being paid paid monthly at an amount I can actually afford. I can't thank them enough for helping me turn my life around. Thank you Stepchange. Reviewed on: 6th May 2026
Matthew Harrison's avatar
Matthew Harrison

A kind voice at the end of a phone..

5
I did not know where to turn, that lovely woman on the phone , didnt judge she just helped me,it was tough at first no credit card but you get through it and i didnt have to pay intrest I will finish paying my debt this year iwill always be so gratefull that i made the call to stepchange Reviewed on: 6th May 2026
june's avatar
june

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