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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Supportive and Caring

Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Stepchange made a stressful time easier to manage.

I cannot praise Stepchange too highly, from beginning to finding my debt solution they made everything straightforward and, in my eyes, simple. When I have needed to speak with anyone they have been most helpful and the call has been answered quickly. Stepchange made an extremely stressful and upsetting time a lot easier to manage. Reviewed on: 27th May 2026

Great advice

If it wasn't for contacting stepchange,I don't know what I would have done.they were really kind and got advice which really helped me. Reviewed on: 27th May 2026

Step change saved my life I’m not so stressed any mo...

Step change saved my life I’m not so stressed any more excellent service I refused to have my debts partially written off option I’m now paying it off at a comfortable rate - thanks for saving my life Step change with your understanding support Reviewed on: 27th May 2026

Debt advice is clear, honest, and understanding.

Debt advice is clear, honest, and understanding with no judgement on how the debts have accrued. Regular reviews assist on tracking your financial situation and ability to maintain payments Reviewed on: 27th May 2026

Definitely reccomend step change

Difficult to speak to a person but when I did they were absolutely brilliant! Not once did they make me feel like a criminal. They just helped me. I have been very ill and couldn’t meet my financial obligations but now I can get better without worrying. Reviewed on: 27th May 2026

Great company helped me when I was in trouble

Great company helped me when I was in trouble Reviewed on: 27th May 2026

I have always had a good experience with step change.

I have always had a good experience with step change. Staff are very knowledgeable and helpful throughout the whole process. I have always felt listened too with clear advise and options.follow up has always been very good. Online is easy to manoeuvre around when I have used the portal. Reviewed on: 27th May 2026

financial help

it has helped me very much in my financial situation۔ Reviewed on: 27th May 2026

Tip top.

Great outcome, great service. Superb Reviewed on: 27th May 2026

Best thing I ever done.

Best thing I ever done. Took all my stress away. Now I’m debt free Reviewed on: 27th May 2026

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