Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Efficient

5
My process with together was very friendly and efficient. Reviewed on: 1st May 2024

Very good advice and just when you require any

5
Very good advice and just when you require any Reviewed on: 1st May 2024

Stepchange have helped me tremendously over the last...

5
Stepchange have helped me tremendously over the last 2 years. Peace of mind and helping me get focused on life again. I can't thank Stepchange enough for helping me through a difficult period. Reviewed on: 1st May 2024

Debt management

5
Got me back on my feet at a time I felt vulnerable Reviewed on: 1st May 2024

With the help from Stepchange I managed to pay all m...

5
With the help from Stepchange I managed to pay all my debts up.it did take a few years but at least I could sleep at night knowing there was a end in side Reviewed on: 1st May 2024

They have been extremely helpful

5
They have been extremely helpful Reviewed on: 1st May 2024

10 year struggle.

5
It's taken around 10 years to clear but now there are only 3 full payments and a part one. I am proud to say with your support I will pay the whole debt off. Reviewed on: 1st May 2024

StepChange are life savers.

5
StepChange are life savers. They helped me turn my life around and escape from what I perceived an impossible situation. Their operators are the most knowledgeable, understanding, patient and supportive people I have ever dealt with. Whatever they promise they deliver which is a rare thing in this day and age. I urge anyone with debt problems to reach out to StepChange, they truly are life changers. Reviewed on: 1st May 2024

I have been with stepchange for a while and have nev...

5
I have been with stepchange for a while and have never had any problems either with the company or the staff. Reviewed on: 1st May 2024

Very helpful they understand help u to pay of u det...

5
Very helpful they understand help u to pay of u detes at a price u can afford with no stress very nice people to talk to . Reviewed on: 1st May 2024