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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14715 reviews)

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4.95

Based on 14,715 reviews, last reviewed 31st Dec 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

This is an amazing service which has helped me make...

This is an amazing service which has helped me make significant changes to my financial situation. I cannot begin to describe how great it feels to see an end to all the stress. A huge weight has been lifted. Reviewed on: 30th May 2025

Strongly recommend

Very nice and helpful customer service, the website (customer account) is easy and understandable, They solved all my financial problems. Highly recommend. Reviewed on: 30th May 2025

Non judgemental

Did not judge and very friendly to deal with . Simple and straightforward to go through the process Reviewed on: 30th May 2025

Rebecca Cox's review of stepchange

They are very nice and very helpful people online and on the phone. I'm so grateful to them helping me get out of debt, thank you so much. Rebecca Cox. x Reviewed on: 30th May 2025

Really helpful.

Really helpful. Gave me confidence I could get my finances under control Reviewed on: 30th May 2025

Brilliant

I have been with Stepchange since 2004.Always been excellent, keeping me updated on changes and my reviews. They helped me with my debts after a relationship breakdown. They contacted my debt companies which helped a great deal with the stress. My debts are soon finished and I owe a lot of gratitude to Stepchange, I 100% recommend this company. Don’t bury your head contact them asap, very friendly and approachable people. Reviewed on: 30th May 2025

They helped right from my first contact with them.

They helped right from my first contact with them. Reviewed on: 30th May 2025

ill start by saying prior to contacting step change...

ill start by saying prior to contacting step change I struggled with paying back my debts but every month i paid on time and in full and never missed a payment but my quality of life was diminished to nothing but work sleep work sleep and stress about money. eventually i had enough and sought out help from step change from the get go they we're fantastic and very understanding. they had all the time in the world to go through my options and answer any and all questions i had. sadly during the first few months of my dmp i had a few set backs at work that found me having to lower my monthly payments temporarily while things got back on track. and oh my lord how easy and stress free the process was. so much in the next few months when thing improve im not stressing about upping my payments back to the original. honestly the freedom the happiness they have given me can not be understated. please if you are struggling with debt or just living life because of the monthly payment or anything do seek help. its never too late to seek freedom Reviewed on: 30th May 2025

Helped get control of my debts, creditors stopped co...

Helped get control of my debts, creditors stopped contacting Reviewed on: 30th May 2025

Make that Call

Dreaded the first call, felt sick & was crying. Came off the phone so full of relief & wondering what I was worried about. I wished I’d done it sooner. Everyone I have spoken to has been so helpful, understanding & non-judgmental. Thank you. Reviewed on: 30th May 2025

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