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StepChange: Debt advice reviews

4.92
Based on 18,663 reviews, last reviewed 12th Jul 2026
126067% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026
Sonya B's avatar
Sonya B

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Definitely reccomend step change

5
Difficult to speak to a person but when I did they were absolutely brilliant! Not once did they make me feel like a criminal. They just helped me. I have been very ill and couldn’t meet my financial obligations but now I can get better without worrying. Reviewed on: 27th May 2026

Great company helped me when I was in trouble

5
Great company helped me when I was in trouble Reviewed on: 27th May 2026

I have always had a good experience with step change.

5
I have always had a good experience with step change. Staff are very knowledgeable and helpful throughout the whole process. I have always felt listened too with clear advise and options.follow up has always been very good. Online is easy to manoeuvre around when I have used the portal. Reviewed on: 27th May 2026

financial help

5
it has helped me very much in my financial situation۔ Reviewed on: 27th May 2026

Tip top.

5
Great outcome, great service. Superb Reviewed on: 27th May 2026

Best thing I ever done.

5
Best thing I ever done. Took all my stress away. Now I’m debt free Reviewed on: 27th May 2026

Step change has helped me take control of my finance...

5
Step change has helped me take control of my finances, I can check how much is left to pay and when my end date will be, this makes me feel like I am getting somewhere to being debt free. Reviewed on: 27th May 2026

Being in debt makes you feel terrible, but having St...

5
Being in debt makes you feel terrible, but having Step Change to speak to, to advocate for you, to help you feel less anxious and to help manage your situation is priceless. Life-changing. Reviewed on: 27th May 2026

Got me out off a situation were I was so stressed ab...

5
Got me out off a situation were I was so stressed about my finances to a situation were I can try to plan ahead and clear my debts it will take a while but stepchange have helped me in the right direction thanks Reviewed on: 27th May 2026

I preferred phone consults which are excellent but l...

5
I preferred phone consults which are excellent but last year tried the website for convenience Reviewed on: 27th May 2026