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StepChange: Debt advice reviews

4.95
Based on 16,465 reviews, last reviewed 8th May 2026
84050% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

I (almost) feel normal again They lift the ‘shame, embarrassment and sleepless nights’ from the first call.. Reviewed on: 8th May 2026
Christine W's avatar
Christine W

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16465)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Incredibly helpful.

5
Incredibly helpful.... peace of mind. Reviewed on: 6th May 2026

Always on the end of a phone call and if any problem...

5
Always on the end of a phone call and if any problems they will sort it that day I had trouble with one of my creditors as money was being paid to them but going missing so they put a tracker on it to find out where it was going Reviewed on: 6th May 2026

StepChange have been very useful in helping me to ma...

5
StepChange have been very useful in helping me to manage my finances. Reviewed on: 6th May 2026

Step Change have help in every way possible to get m...

5
Step Change have help in every way possible to get me out of debt as fast as possible, I pay as much as I can physically afford and they deal with all the creditors, if you contacted by any just get in touch with them explain what's happening and they will do the rest, they understand your situation completely excellent to deal with Reviewed on: 6th May 2026

I was close to despair after a relationship breakdow...

5
I was close to despair after a relationship breakdown which left me in debt, I contacted StepChange and had a really good phone conversation which allayed all my fears, breaking down my income and outgoings they really helped me create an affordable repayment scheme that has allowed me to actually live with some modicum of decency. All conversations have been very positive and informative, they regularly send emails to help me continue on my path to pay off my debts and all my payments are affordable, the companies I owe money to have obviously great respect for StepChange as all contact is between them and I have never received any demands which used to cause me some anxiety. All in all I cannot recommend StepChange highly enough, if you have any debt and are becoming anxious then don't hesitate to contact them, they treat you as a person and they do not judge you,. Reviewed on: 6th May 2026

Nothing but praise for this organisation.

5
Nothing but praise for this organisation. They listen, give good advise and more important actual help! I'm so grateful, if you have debt problems please contact them no judgement on your situation. Reviewed on: 6th May 2026

They sorted everything out for me when I was at my l...

5
They sorted everything out for me when I was at my lowest and felt like there was nothing left Reviewed on: 6th May 2026

It changed my life,from not sleeping at night due to...

5
It changed my life,from not sleeping at night due to money worries to having a peace if mind..highly recommended to those who need their service.. Reviewed on: 6th May 2026

StepChange are fair and always ready to help

5
StepChange are fair and always ready to help Reviewed on: 6th May 2026

You have helped me turn the corner and not so worrie...

5
You have helped me turn the corner and not so worried about my debts now I can see them coming down. Reviewed on: 6th May 2026

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