Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,598 reviews, last reviewed 10th May 2026
90600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A Guiding Light out of the Darkness. Step Change has changed my life for the better, offering a supporting, guiding hand turning my debts into manageable monthly payments and offering pie... Read more Reviewed on: 10th May 2026
James Y's avatar
James Y

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (16598)

No more stress & anxiety

5
I was suffering with stress and anxiety worrying about how to settle the debts I had, I got in touch with stepchange who sorted out a debt mangment plan which was affordable and realistic Reviewed on: 1st May 2024

Step change help me in difficult times, i had suppo...

5
Step change help me in difficult times, i had support when i got no job, even now i am still in trouble ,but I hope to get up againe my problems, Reviewed on: 1st May 2024

First class service, very professional

5
First class service, very professional Reviewed on: 1st May 2024

Stepchange took control

5
Stepchange took all the stress and worry away by dealing with my creditors on my behalf, it was a long slog but I finally cleared my debt thanks to Stepchange, when I needed a bit more financial freeway I just phoned Stepchange and was able to amend my payments. Reviewed on: 1st May 2024

Stepchange took the stress away in one call.

5
When hubby became very ill, everything went crazy. Stepchange took ALL the stress and worry off of my shoulder in one phone call. Reviewed on: 1st May 2024

Saved my life

5
In a mountain of debt and felt it was the end of the world. They saved my life and marriage. Reviewed on: 1st May 2024

My second chance

5
Before step change I was I'll advised to use another debt company my debit free estimate was thirty five years I was so depressed When I found step change I was debt free in five years I have my life back I am eternally grateful a caring and professional company who listened and helped me Reviewed on: 1st May 2024

I was very ill and didn’t know where or how to start...

4
I was very ill and didn’t know where or how to start managing my debts following inability to work due to my health issues. Step-change team encouraged and put me at ease with an affordable debt plan. Reviewed on: 1st May 2024

I was at my wits end and was panicking till step cha...

5
I was at my wits end and was panicking till step change helped me out massively and thanks to them it helped me bring my debts down really good service keep up the good work Reviewed on: 1st May 2024

Help with no judging

5
Got into trouble with money due to less hours. Did a debt plan online. Got it approved and they took it from there. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products