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StepChange: Debt advice reviews

4.95
Based on 16,604 reviews, last reviewed 10th May 2026
90850% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

They were knowledgeable kind and caring. They were knowledgeable kind and caring. They made me feel safe and secure. I felt threatened with all the bills that I had to pay and not enough mone... Read more Reviewed on: 10th May 2026
Valia Xydi's avatar
Valia Xydi

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (16604)

Excellent service

5
Perfect from initial contact to completion and closure of our account, made it so easy and lifted a weight that we thought we were stuck with Reviewed on: 1st May 2024

Contacting step change was the best decision I made!

5
I was struggling with my debts for a while before reaching out to step change. Their online service is easy to complete and provided me with options based on my circumstances. I am not making one monthly payment to step change and they distribute it fairly between my creditors. They have taken on all the hard work of contacting my creditors and arranging my payment plans. I can see my significant debt reducing each month and am so glad I reached out to step change when I did. I am now able to manage my money, stick to an affordable budget and reduce my financial stresses. Reviewed on: 1st May 2024

Felt like a massive weight had been lifted of my sho...

5
Felt like a massive weight had been lifted of my shoulders when all debt was put into one and payments were made affordable to me Reviewed on: 1st May 2024

Thank you for being great help

5
Understanding caring and very helpful in every aspect of my needs Reviewed on: 1st May 2024

My goodness!

5
My goodness! A brilliant service from start to finish which has reduced stress levels considerably. Cant speak highly enough about the personal service and support i have received Reviewed on: 1st May 2024

I went to Stepcange after i just couldnt keep up!!!

5
I went to Stepcange after i just couldnt keep up with my credit card repayments. i spoke to them online and filled out a budget form, they contacted my credit card providers and now i can keep up, I dont think that will be the end of the stress but hopefully a good start in the right direction. Reviewed on: 1st May 2024

I couldn't be more positive about my experience.

5
I couldn't be more positive about my experience. Stepchange saved me from despair and helped me get through the hardest of times. Reviewed on: 1st May 2024

I wish i had contacted them earlier!

5
I was recommended to contact Step Change off one of my debtors, its best thing i ever did. I feel like a weight has been lifted off my shoulders. I wish i had contacted them earlier Reviewed on: 1st May 2024

Debt management plan

5
Been an a debt management plan for a few years now and coming to the end. They have helped every step of the way. Reviewed on: 1st May 2024

Step change were great.

5
Step change were great..never once made me feel inadequate or anything. They were always very sympathetic and understanding. Reviewed on: 1st May 2024

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