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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Takes the worries away

I’ve been with StepChange for a few years now. When I first went into debt I was really anxious about the mess I’d gotten into, but stepchange too the worries away in a way where I could still have a life. Reviewed on: 5th August 2021

Great support and peace of mind

I have used step change for a number of years and have always found them supportive and provide me with peace of mind that I am in safe hands Reviewed on: 5th August 2021

Changed my life

From having an accident at work and only receiving ssp for 6 months my world was turned upside down.£95 a week wasnt going to pay my houshold bills and feed me! I soon got in arrears with almost everyone and the stress it put on me as well as my broken ankle wasnt good. I contacted Stepchange and overnight i was a different person. Im still getting there slowly but without the hassle and stress. And my stepshave definately change for the better. Thankyou Stepchange :) Reviewed on: 5th August 2021

Always happy to help

Cannot fault stepchange with the impartial advice and helping me get started with a dmp. When I've struggled due to covid etc they have been more than understanding and made ammendments for me. Definitely improved my quality of life - no more stressing over 10+ different direct debits going out and constantly spending on credit cards Reviewed on: 5th August 2021

Peace of mind.

I was heavily in debt and could see no way out. Step Change contacted my debtors and got my interest stopped and gave me a managable monthly payment. The stress was gone. Reviewed on: 5th August 2021

5* service

Step change has helped me a great deal, they were friendly and very helpful to me and sorted things out straight away .. 1st class customer service, well done Reviewed on: 5th August 2021

Life changing

Without judgement and providing excellent advice Stepchange have helped me pay off over £30k of debt so far, less than 10K left to go- With monthly payments that are carefully worked out to make sure they are realistically affordable, I feel like I've got my life back. Reviewed on: 5th August 2021

Amazing Service

They are very good at what they do and tell you all options available. They are quick to help get your debts under control and contact everyone for you. The online service to manage your account is simple to use. Very friendly staff. Reviewed on: 5th August 2021

Amazing

Been with step change fir a few years. What an amazing company, very very helpful from day 1. So glad we came to you and not anywhere else, they’re always in the end if the phone if you need any help Reviewed on: 5th August 2021

Brilliiant service

Always friendly to speak to. What ever your problem is. Reviewed on: 5th August 2021

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