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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18682 reviews)

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4.92

Based on 18,682 reviews, last reviewed 23rd Sep 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Very helpful and very informative Very helpful and very informative Reviewed on: 23rd September 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18682)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

They are amazing,pretty much saved my life

They are amazing,pretty much saved my life Reviewed on: 27th May 2026

Excellent first class help and assistance!

Excellent first class help and assistance! Directed in the right direction Reviewed on: 27th May 2026

Literally saved my life

Literally saved my life, I got myself into a total mess with cards and loans, it has got to the point we’re suicide felt like my only way out. But one call to stepchange and they got everything sorted in half an hour. Within thirty minutes my life went from “this is the end” to there’s a solution and I can afford to eat again. I cannot recommend stepchange highly enough. They saved my finances and my life Reviewed on: 27th May 2026

Quick, professional, hassle free service.

Quick, professional, hassle free service. Reviewed on: 27th May 2026

Straight forward help and advice.

Straight forward help and advice.....lowered my stress level greatly Reviewed on: 27th May 2026

DMP with StepChange

I have had my DMP with StepChange for a few years & have always felt supported. Reviewed on: 27th May 2026

I had a very hard time few years ago, stepchange gav...

I had a very hard time few years ago, stepchange gave me new begining and took the heavy weight of my shoulders. Big thank you for everything Reviewed on: 27th May 2026

Timely and Professional Support

The support from the team either telephonically was excellent. The team is responsive and they share information clearly. Reviewed on: 27th May 2026

Excellent, hassle free service.

Excellent, hassle free service. Completely saved my life financially. Can’t thank them enough. The only disappointing thing is trying to speak to someone in support. My last experience was more complex than it needed to be. Reviewed on: 27th May 2026

Step Change was a god send for mr

People always don’t fall into debt due to financial mismanagement! One year I went into total debt default due to lack of work availability in my job and Step Change was my saviour in creating a management plan for all my unpaid debts and manage repayments .and manage all my payments . Don’t know what I would had done without them! Reviewed on: 27th May 2026

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