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StepChange: Debt advice reviews

4.95
Based on 16,786 reviews, last reviewed 16th May 2026
99600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

A good word from a family member. Having heard from a family member about StepChange. I was having problems with my bank at the time, and getting my debts paid to not only my bank but ... Read more Reviewed on: 16th May 2026
shane l's avatar
shane l

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16786)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Would recommend to everyone in need!

5
So helpful, so police and friendly and understand - no judgement felt! Always responsive and helpful! Reviewed on: 7th July 2023

Debt Management Plan

5
I reached out after struggling with debt. I was made to feel very comfortable and at ease. The process was very straight forward and easy to follow. I am able to sleep at night now knowing I have a debt management plan in place. Reviewed on: 7th July 2023

Really helpful

5
Step Change have been absolutely brilliant. I got into a financial mess and was told about Step Change from my bank. I contacted them and everything was sorted really quickly. I now feel assured that my debts have been consolidated and regular payments are being made every month. I would definitely recommend Step Change to anyone who is having financial difficulties. Reviewed on: 7th July 2023

Would be in a not so good place without thier help.

5
They have helped me take control of my debt and also my life. I would be in a not so good place without thier help. Reviewed on: 7th July 2023

They took the stress away

5
I can’t tell you how much Step Change have helped me. I faced a significant amount of personal debt, I had backed myself into a corner financially. Finally, after being diagnosed with depression and getting help I was able to face the financial situation I was in. Once I got in contact with Step Change they helped me get on top of my situation. They treated me with dignity and respect and were never judgmental, they contacted all my debtors and based on my financial situation set out what payments I could afford. It’s a long road before I will be debt free, but I am so grateful for their help and support they helped me get my life back on track. Thank you. Reviewed on: 7th July 2023

A true life saver

5
They provided me with all the options in plain English. Detailed the pros and cons of each. I was not pressured to make a decision and they have handled everything perfectly since then. Reviewed on: 7th July 2023

Step change Fantastic

5
I advise every one with some difficult in your finances go true to the stepchange always ready to help with safety Reviewed on: 7th July 2023

FANTASTIC COMPANY!

5
Quick, efficient and super helpful! Thank you so mcuh for easing my worries and stressses this year! Reviewed on: 7th July 2023

Peace of mind

5
I contacted Stepchange by email and I am so glad I did. They were very helpful and explained my options to me. I decided on a debt repayment plan. Now each month Stepchange takes one payment to cover the debt repayment plan so I do not need to worry about my debts being paid. They have given me total peace of mind. I would highly recommend them !! Reviewed on: 7th July 2023

Getting me sorted after loosing my husband in September after forty years together.

5
Every one is so very helpful,explaining every thing.they are so very understanding. Lovely advisors. Reviewed on: 7th July 2023