Paid advertisement
Smart Money People Logo
Newsletter

Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Cash ISA reviews (3588)

Great customer service and product

5
It's been very simple signing up with Tembo, I've been able to save at a great rate and changes and accessing my details has always been transparent. In particular, I was pleased that extra security checks were in place when withdrawing larger amounts and I was quickly able to confirm the measures were authentic with the customer service team. Great app as well. Reviewed on: 4th February 2026

Easy to apply and good interest rates

5
Easy to apply and good interest rates Reviewed on: 4th February 2026

Simple to use online and good interest rates.

5
Simple to use online and good interest rates. Reviewed on: 4th February 2026

Tembo - Simple Excellent Accounts

5
I and my family have opened several accounts with Tembo. In summary effective and very simple for all. Reviewed on: 4th February 2026

Great service setting up an LPA account

5
Great service for myself and also easy to set up a new account for my mother who I have lasting power of attorney for Reviewed on: 4th February 2026

Came for the high rate, stayed because I love the app

4
Originally opened my ISA with Tembo because it was recommended on Money Saving Expert with a high interest rate. The app was so easy to use - adding money is easy as is tracking interest. Customer service were really helpful when I needed them. Reviewed on: 4th February 2026

The app is easy to use and I’m happy with the security.

5
The app is easy to use and I’m happy with the security. No problems, well done Reviewed on: 4th February 2026

Great experience from start to end

4
Whole experience from transferring an old isa to opening a new one was very good. The app is also a good way to keep track of your investments and managing the necessary transactions. Reviewed on: 4th February 2026

Some issues

3
Issues with some members of customer service talking down to me. Issues accessing funds due to adding biometrics without my consent. The rates are not market leading. The app is average. Reviewed on: 4th February 2026

Game Changer for my property and savings journey

5
I joined Tembo after a recommendation from a financial content creator on YouTube, and it has genuinely been one of the best financial decisions I’ve made. From the very start, the Cash ISA transfer process was completely seamless, and the app itself is incredibly intuitive and easy to use. But what truly sets Tembo apart for me is how empowering the experience feels. The constant education around mortgages—the why, the how, and the what next—has given me clarity and confidence, no matter where I am in my property acquisition journey. Tembo doesn’t just help you save money; it helps you feel informed, supported, and in control of your financial future. I absolutely love my TEMBO. Reviewed on: 4th February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products