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Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Great online bank

5
Nice and easy online bank with a good app. Reviewed on: 3rd February 2026

Very professional and helpful.

5
Very professional and helpful. Great saving rates. Reviewed on: 3rd February 2026

GOOD EXPERIENCE

5
I HAVE BEEN A CUSTOMER OF TEMBO FOR YEARS. I HAVE ALWAYS FOUND THE CUSTOMER SERVICE TO BE HELPFUL & INFORMATIVE Reviewed on: 3rd February 2026

App is intuitive and easy to use.

5
App is intuitive and easy to use. Well designed and visually appealing Reviewed on: 3rd February 2026

User-friendly competitive-rate cash ISA

5
Two main things I love about the (easy access) Tembo cash ISA: 1) You can see how the interest rate is accrued daily. I've found that this has helped me stick to my savings goal as I could see in real time the positive impact of keeping my money in the account. 2) Their interest rate doesn't include a bonus. While other providers may offer "higher" interest rates, the reality is that it in a year the bonus disappears and you're stuck with a low rate. And Tembo has always kept the interest rate above the bank of England rate, so you know it's good value for your money in the long term (without needed to transfer to a new bonus-based cash ISA provider every year). Reviewed on: 3rd February 2026

Straightforward, easy banking.

5
Online set up was very easy and straightforward. It's extremely easy to use from logging in to moving money. No scrolling from page to page to find what you're looking for. Good interest rate (ISA). I haven't had to use customer services, so unable to comment. Reviewed on: 3rd February 2026

Brilliantly easy to manage account, fantastic custom...

5
Brilliantly easy to manage account, fantastic customer service and communications along with great returns. Reviewed on: 3rd February 2026

Good online experience

5
Good online experience easy to arrange Reviewed on: 3rd February 2026

Efficient & Easy to Use

5
I have only used Tembo for a few months; it’s easy to navigate, secure & I feel reassured it’s looking after my money. Reviewed on: 3rd February 2026

Great interest rate, easy to use secure app and alwa...

5
Great interest rate, easy to use secure app and always kept up to date with any changes Reviewed on: 3rd February 2026

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