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Tembo Money: Cash ISA reviews

4.76
Based on 3,585 reviews, last reviewed 19th Apr 2026
98% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026
Kf's avatar
Kf

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3585)

What’s not to like?

5
Seamless on line management of my account and good interest rates what’s not to like? Reviewed on: 3rd February 2026

User friendly

5
A very easy to use App and system in place to transfer money. Good updates via notifications and email. Reviewed on: 3rd February 2026

Cash Isa review

5
Haven’t been using them that long but so far so good!! would recommend them to others for cash ISA or any other money saving - especially as the interest rate seems decent even on the variable rates. i would like an even better interest rate though, as i know it’s not the best on the market - i have been able to use the cash isa to save for big financial events like my car or deposit savings ……………………………..………………………………………………………………………. Reviewed on: 3rd February 2026

Friendly customer service

5
Friendly helpful customer service, useful financial updates via email, easy to understand articles on the app to help explain types of isa, mortgages etc. would definitely recommend as a cash isa! Reviewed on: 3rd February 2026

Really like ease of use of Tembos online banking app...

5
Really like ease of use of Tembos online banking app to manage my savings account and the good rate of interest offered on my savings Reviewed on: 3rd February 2026

Great savings rates, great customer service, and gre...

5
Great savings rates, great customer service, and great contact from TEMBO Reviewed on: 3rd February 2026

Quick and efficient

5
Everything was done quickly and efficiently Reviewed on: 3rd February 2026

Tembo the easy-to-use way of saving.

5
Tembo the easy-to-use way of saving. At last an app that even I can use. Well thought out and very difficult to make mistakes. As for the bank, always out in front with very appealing rates. Always someone who can advise and always open. Reviewed on: 3rd February 2026

A new name to me slick, and totally stress free.

5
It was a name I had never heard before but Martin Lewis mentioned them and they are FSCS protected so I placed two isa accounts with them and I’m more than happy. Their app is super slick, easy to use, fast and efficient. Other banking institutions could learn a thing or two from Tembo. Stress free! Reviewed on: 3rd February 2026

Straight forward to set up account.

4
Straight forward to set up account. Good rates compared to other ISA providers. Reviewed on: 3rd February 2026

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