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Tembo Money: Cash ISA reviews

4.76
Based on 3,585 reviews, last reviewed 19th Apr 2026
45% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
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10%
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1%
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0%
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0%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026
Kf's avatar
Kf

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3585)

Very easy to set up and to monitor

5
Very easy to set up and to monitor Reviewed on: 11th March 2026

Thank you Tembo

5
It was easy to open an account and transfer funds from another Bank. The interest rates offered by Tembo are very competitive. Reviewed on: 11th March 2026

App is very easy to use.

5
App is very easy to use. Simple but secure access to accounts. Information is clear and well laid out on one screen. Very good interest rate on my Cash ISA Reviewed on: 11th March 2026

Works well and has very interest rates.

5
Works well and has very interest rates. Chat function is useful too. Reviewed on: 11th March 2026

plain sailing

5
Everything has been plain sailing no glitches just peace of mind Reviewed on: 11th March 2026

Accessible but interest rates are low

4
I came across the Cash ISA when I was depositing some money in the Tembo Homesaver. In my view, I feel the Tembo Cash ISA 3.8% interest rate I get is not a majorly impressive feature given the interest rate I get with some of the other competitors I have ISA products with are of higher interest, unlimited withdrawal and the biggest bobus- being flexible overall. I would however rate the easy accessible open banking money transfers to be one of its plus points but the delay in receiving the payments could be much better . For starters, Tembo money is a good substitute place to keep our cash ISA but unfortunately wasn’t that impressive to me overall. Thank you Reviewed on: 10th March 2026

Tembo for finance

5
Tempo do and say what’s on the tin. They are good to talk to. Reviewed on: 10th March 2026

Good for investment and easy access to your money .

5
I researched best place to invest in cash ISA and found Tembo. Have not looked back. I would recommend Tembo for good interest rates and easy access to your money. Reviewed on: 10th March 2026

Easy to use app and a very good isa rate

5
Easy to use app and a very good isa rate Reviewed on: 10th March 2026

Smooth, Reliable & User-friendly

5
The Tembo Cash ISA has been a great experience so far. The app is genuinely easy to navigate, and managing my savings feels straightforward. Customer service has also been prompt and professional whenever I’ve had a query. Overall, a simple, reliable option I’m happy to recommend. Reviewed on: 10th March 2026

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