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Tembo Money: Cash ISA reviews

4.85
Based on 68 reviews, last reviewed 13th Jun 2025
80% decrease in 5 star reviews
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200% increase in 1 star reviews
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Latest highest rating:

5

Very easy to set up & transfer money to cash Isa. Very easy to set up & transfer money to cash Isa. Reasonable interest rate of 4.8% Reviewed on: 13th June 2025
Nigel B's avatar
Nigel B

Latest lowest rating:

1

Bad experience with the business, Bad experience with the business, Reviewed on: 15th April 2025
David's avatar
David

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (68)

I heard about Tembo through a friend at work, and I...

5
I heard about Tembo through a friend at work, and I started putting money in a lifetime isa then I realised they also had a cash isa, I’ve been using both and the interest rates have gone up so much throughout my time saving with them. on the couple of occasions I’ve needed to use their customer service, it’s always been prompt and very helpful. Can’t fault them! Reviewed on: 3rd February 2025

very easy to setup and excellent interest rate

5
very easy to setup and excellent interest rate Reviewed on: 3rd February 2025

Super easy to set up, use and monitor!

5
Super easy to set up, use and monitor! Reviewed on: 3rd February 2025

Best App & Cash ISA

5
I opened my Cash ISA with Tembo, the rate is amazing and the onboarding experience was great!! Reviewed on: 3rd February 2025

Amazing rates and great service!

5
They have increased interest rates when other banks have dropped them. Their customer service is always helpful and responsive. Reviewed on: 29th January 2025

A new really good offering from Tembo!

5
A new really good offering from Tembo! I've never really understood how to save in both a cash and a lifetime ISA and I've always worried about my limits. But since I already had a lifetime ISA it was incredibly easy to open the cash ISA with Tembo and it tracks how much money I've put into both so I'm sure I'm within the limits. Also it's a very friendly app and the interest rate is great. Reviewed on: 28th January 2025

As a Tembo Cash ISA customer, I am really impressed...

5
As a Tembo Cash ISA customer, I am really impressed by their customer service and dedication to providing value for money. Even though it's only just been released, their interest rates and app integration has been fantastic and I've already received feedback personally from the CMO with regards to one of my requested features on the app. I've become a frequent user of their forums designed for aspiring first-time buyers and this is particularly helpful in dealing with the Tembo team directly with any questions or feedback. Their market-leading interest rates are amazing and around the same level as the top-level rates, with the difference being negligible when you take into account the benefits from customer service. I enjoy interacting with the community of like-minded people that Tembo has created and will be staying with them for the long-term as long as this continues. I fully recommend all who are thinking of opening an ISA to look into Tembo, as I am doing the same to my family and friends! Reviewed on: 28th January 2025

I'm only at the beginning of my journey with tembo b...

5
I'm only at the beginning of my journey with tembo but I look forward for a good experience Reviewed on: 27th January 2025

brilliant, very receptive emails when they were sett...

5
brilliant, very receptive emails when they were setting the cash ISA up and i knew i wanted it since my partner and i have been using the LISA for a while now. i recommmed tembo to everyone, i think it’s the best and fairest rates. Reviewed on: 26th January 2025

Amazing , quick and easy set up.

5
Amazing , quick and easy set up. Clear instructions and very helpful Reviewed on: 26th January 2025

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