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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,074 reviews, last reviewed 10th Mar 2026
225400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Interest Rate On top of the 25% government bonus, there is a really good interest rate that allows me to build up lots more tax free savings for when I retire. Reviewed on: 10th March 2026
Allen's avatar
Allen

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3074)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Very good savings and mortgage advice.

5
Very good savings and mortgage advice. Reviewed on: 5th March 2026

Incredible service by amazing people

5
Everyone at Tembo we have dealt with has been super helpful, and always on our side. There is not a single thing I can fault them for. All aspects of their app and links have been super easy and intuitive to use, and if I could rate them higher than a 10 I would Reviewed on: 5th March 2026

Tembo is incredibly accessible.

5
TEMBO's user interface is incredibly accessible. It's my first time using a LISA, or any ISA at all, and the accessibility has really helped me. They have areas on their app that explain in simple terms how it all works. It's really smooth and I've had no issues. I'm towards the end of my LISA limit and they adjusted my next payment automatically, which is very helpful. I also really enjoy and appreciate their regular updates via email about what's going on in the economy, usually to do with the budgets. Their writers are very knowledgable and again, they write in terms that a normal person can understand. Overall, Tembo is really helping me reach my goal of a house deposit, something I've struggled with for years. Reviewed on: 5th March 2026

Really simple

5
Really simple and easy to read the app and know what's what Reviewed on: 5th March 2026

Easy to use - I recommend

5
It was really simple to set up and Tembo keeps you updated with regular emails- I have recommended to my partner and now we both have one. Reviewed on: 5th March 2026

Easy and efficient!

5
Easy and efficient! I recommend to all friends and family Reviewed on: 5th March 2026

Saving up for first home

5
I've loved watching the interest be added onto my fund. makes saving up for my first home so much easier. Overall i just think it is a great opportunity and helping tool to get me where id like to be in my near future, the app is easy to use and has no drawbacks which i can think of Reviewed on: 5th March 2026

Very easy to use.

5
Very easy to use. Good interest rates Reviewed on: 5th March 2026

Superb customer support

5
They explained very clearly the benefits of a lifetime ISA and what to expect when investing into one with them. They offered the best rates but also their customer service is superb, I had difficulties with the timing of some direct debits and they swiftly helped me with my problems. Reviewed on: 5th March 2026

Highly recommend

5
Easy and high return for my saving Reviewed on: 5th March 2026