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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,090 reviews, last reviewed 11th Mar 2026
226700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo is great for building your money in savings! Tembo is great for building your money in savings! I had never heard of a LISA before and did some research. Tembo offers a great interest rate and is... Read more Reviewed on: 11th March 2026
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TSM

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3090)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Easy to use - I recommend

5
It was really simple to set up and Tembo keeps you updated with regular emails- I have recommended to my partner and now we both have one. Reviewed on: 5th March 2026

Easy and efficient!

5
Easy and efficient! I recommend to all friends and family Reviewed on: 5th March 2026

Saving up for first home

5
I've loved watching the interest be added onto my fund. makes saving up for my first home so much easier. Overall i just think it is a great opportunity and helping tool to get me where id like to be in my near future, the app is easy to use and has no drawbacks which i can think of Reviewed on: 5th March 2026

Very easy to use.

5
Very easy to use. Good interest rates Reviewed on: 5th March 2026

Superb customer support

5
They explained very clearly the benefits of a lifetime ISA and what to expect when investing into one with them. They offered the best rates but also their customer service is superb, I had difficulties with the timing of some direct debits and they swiftly helped me with my problems. Reviewed on: 5th March 2026

Highly recommend

5
Easy and high return for my saving Reviewed on: 5th March 2026

Making saving easy

5
Tembo makes managing and using a LISA super simple and give clear reporting. The surrounding service is exceptional. Reviewed on: 5th March 2026

Leading interest rate and fantastic customer service

5
Market leading interest rate and fantastic customer service during the buying process, couldn’t fault them. Reviewed on: 5th March 2026

I have had no issues so far in regard to...

5
I have had no issues so far in regard to my accounts Reviewed on: 5th March 2026

I’ve been with Tembo provider for a few years now, a...

5
I’ve been with Tembo provider for a few years now, and I can genuinely say I’ve had such a positive experience with them. What I really love is how they don’t just feel like a typical savings platform – they actually try to build a proper community. The yearly competitions, especially the 12 Days to Christmas, and the little incentives they run throughout the year make saving feel fun and motivating, rather than boring. I also really appreciate how transparent they are with their communication, particularly when it comes to the interest they offer. Everything is explained clearly, which makes me feel confident and reassured about keeping my money with them. Any time I’ve needed help, the live chat has been really easy to use and the responses have always been quick and helpful. Overall, I honestly think this is the best savings platform I’ve used – reliable, friendly and genuinely focused on their customers. Reviewed on: 5th March 2026