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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Tembo is a fantastic LISA provider.

Tembo is a fantastic LISA provider. I am always impressed with the customer service and the ease of using the app. It is easy to access and has lots of fantastic features like the mortgage providers. Reviewed on: 8th February 2026

Excellent Mortgage Advice Team

I used Tembo to save up for my first home. I recently used the free mortgage advice service to help me set up my first mortgage. The service is excellent and everyone in the team is so helpful. They guided me all the way through the entire process, from helping me view houses and making an offer, to setting up insurance when I got accepted for my mortgage. Excellent service for first time buyers who are new to the process and not sure where to start. Reviewed on: 8th February 2026

tembo is the first ever lifetime isa i've opened

tembo is the first ever lifetime isa i've opened and i found it to be really secure and helpful with all the info i need available Reviewed on: 8th February 2026

Good experience, easy to use

I have had a really good experience with Tembo’s Lifetime ISA so far. The interest rate is competitive, the app is simple to use, and getting set up was quick and hassle free. I like that there are no teaser rates that drop after a few months, and the monthly interest feels like a nice extra on top of the government bonus. Overall, it feels like a straightforward, modern, and trustworthy place to keep my LISA savings. Reviewed on: 8th February 2026

Tembo provides excellent customer service.

Tembo provides excellent customer service. I've never had a negative interaction with the staff, and the service they provide to support with mortgages as a first time buyer has been fantastic. They go above and beyond to help with understanding of the process and getting the best offers available. Reviewed on: 8th February 2026

Excellent communication

Easy to move money into. Regular updates via email when things are changing e.g. when the new government budget and changes to rates with Bank of England. Good interest rate. Reviewed on: 8th February 2026

Overall Great Service

Easy to understand interface, able to pause deposits, clear information guide in their learning section, haven’t used but a mortgage helping service is useful Reviewed on: 8th February 2026

Great way to save for a house deposit and get the mo...

Great way to save for a house deposit and get the most out of your money Reviewed on: 8th February 2026

Great Banking option

Simple and easy to use app, very competitive interest rates and higher than most of the major banks. Really good customer service whenever I've had an issue they were quick to respond and quick to resolve the issue. Reviewed on: 8th February 2026

Great for saving for my first home.

Great for saving for my first home. Very useful news updates by email, app is very functional and easy to use (e.g., view my savings and government bonuses, change regular payments, monitor my ISA allowance), and good interest rates Reviewed on: 8th February 2026

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