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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1992 reviews)

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4.91

Based on 1,992 reviews, last reviewed 3rd Mar 2026

128500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1992)

Competitive rates, easy to use app

I recently (two years ago) opened my LISA, and have since moved it from the original provider to TEMBO. The process was easy, with the transfers taking place simply and hassle free. The interest rate has been competitive (compared to others), and the user interface is friendly for non technical users. I also like how there’s a ‘refer a friend’ (which I have used). Highly recommend. Reviewed on: 3rd February 2026

Very easy to set up and run.

Very easy to set up and run. Recommended by a friend who has been using it for 2 years now. The process of setting up and putting in savings was straightforward - will be doing the same next tax year. Reviewed on: 3rd February 2026

Very good, easy to use.

Very good, easy to use. Had no trouble at all. Reviewed on: 3rd February 2026

Easy to use!

Have never needed to contact customer service but the app is easy to use and straightforward. Reviewed on: 3rd February 2026

High quality service at market leading rate

Used this service for about 2 years. I transferred my existing LISA over to this. They offered a market leading rate which was consistent. This meant I didn’t have to keep transferring later to find a better rate. I bought my first house using this and the process was really simple. I contacted the solicitor and the money was moved within a few days. Reviewed on: 3rd February 2026

Tembo - brilliant service!

Great service. App so easy to use to understand & manage money. Customer service via chat function was quick and accurate. Branding is intersting/fun. Not too many marketing emails or pushy sales of other products. Important financial & legal info related to account is easy to find and follow. Reviewed on: 3rd February 2026

Tembo Lifetime ISA

Tembo is a really easy platform to use, the app has efficient navigation and excellent user interface. The lifetime ISA is simple to deposit in to/direct debit and the service in return is nothing short of excellent. Reviewed on: 3rd February 2026

The app is accessible. Interest rate is good.

The app is accessible and clear to use the interest rate is very competitive. Overall, I would recommend this bank if you were looking for a ISA Reviewed on: 3rd February 2026

My experience with Tembo

Since switching my Lisa I nearly switched again before Nude became Tembo. Tembo has gone above and beyond to meet the expectations of what I wished from a lifetime isa provider. Reviewed on: 3rd February 2026

Made saving money easy

Made me want to save money more really easy and effective Reviewed on: 3rd February 2026

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