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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Easy to use app

4
Easy to use app - very clear and professional Reviewed on: 4th February 2026

Best provider!

5
We use Tembo for our ISAs and Life Time ISAs. Great interest rates, well designed app, and great customer service. Would highly recommend. Reviewed on: 4th February 2026

The Lifetime ISA is excellent value.

5
The Lifetime ISA is excellent value. Communication from Tembo is flawless. I have already recommended Tembo to other people. My sister and two friends also have a Tembo Lifetime ISA after I recommended Tembo to them Reviewed on: 4th February 2026

Tembo is absolutely brilliant. 10/10 recommend this app

5
Very straightforward surface, customer service and quality insights through their learning about mortgage and first time buyer modules. Would highly recommend and have already suggested my family members and close friends try Tembo. Reviewed on: 4th February 2026

Transferred into their LISA as it was market leading...

5
Transferred into their LISA as it was market leading rate Reviewed on: 4th February 2026

Savings motivation

4
I have most enjoyed the regular and personalised emails about my savings and how they are growing over time. The app was also easy to use when I needed to make a change to my monthly payment amount, it was clear how this could affect my savings targets and show me how long it takes to reach them. Always positive messages that makes it motivating to save. Reviewed on: 4th February 2026

Great app and super helpful!

5
Great app and super helpful! Love the ease of use Reviewed on: 4th February 2026

Amazing service.

5
Amazing service. Brilliant customer service and very easy to use app. Everything is explained very clearly and any questions you may have are answered immediately. Reviewed on: 4th February 2026

Good job!

4
Thanks for the competitive rates and a great app experience. Reviewed on: 4th February 2026

I got my mortgage sorted through Tembo, and as a fir...

5
I got my mortgage sorted through Tembo, and as a first time buyer it was a stress free process and I really valued Tembos help! I also have a lifetime ISA and a cash ISA with them which helps me massively with saving! Reviewed on: 4th February 2026

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