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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1991 reviews)

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4.91

Based on 1,991 reviews, last reviewed 26th Feb 2026

128400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to use and competitive interest rate. Easy to use and competitive interest rate. Reviewed on: 26th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1991)

Tembo is so easy to use, fantastic pieces of work an...

Tembo is so easy to use, fantastic pieces of work and insight into the market especially in mortgages. As somebody with no experience or knowledge in the market, I find Tembo really educational. Reviewed on: 3rd February 2026

Easy to Save

I’ve had Tembo a couple years now and the way the app is designed makes saving for a deposit actually a little fun rather than a chore and I have been able to save quite a bit of money and hopefully will be ready to buy next year Reviewed on: 3rd February 2026

10/10 chefs kiss

They’ve made it super easy to save, their interface is simple and the customer service is great. Once I had to withdraw my funds early due to very unfortunate life circumstances (being made nearly homeless) an their team helped me get my funds back ASAP. I’m really enjoying saving for a house with them. The team up feature is also great. Reviewed on: 3rd February 2026

Brilliant LISA

Set up a lifetime ISA in order to save for a deposit on a house. The App makes things so simple in terms of making payments and amending them too! Their interest rates are also the best! Reviewed on: 3rd February 2026

I receive using tips about how I can buy my first home.

I receive using tips about how I can buy my first home. The extra money on top of what the government gives as a bonus is impressive. Simple to use Reviewed on: 3rd February 2026

Easy to set up and manage the account, good UX, good...

Easy to set up and manage the account, good UX, good interest rates and quick to withdraw money when needed. The Tembo community adds a nice feeling to being a member. Reviewed on: 3rd February 2026

I started using Tembo for their Lifetime ISA as they...

I started using Tembo for their Lifetime ISA as they have the highest permanent interest rate and they have been a good LISA provider allowing easy transfers and view of all LISA details. Reviewed on: 3rd February 2026

App and services.

I've always found the app easy to use and navigate. I have been able to contact a member of the Tembo team with regards to any enquiries and they have always been helpful and prompt with their reply. The app offers useful information about interest rates and it other services it provides such as mortgages for first time buyers. Reviewed on: 3rd February 2026

Easy to use, love the app.

Easy to use, love the app. Easy to make deposits and gives a clear idea of timescales to buying a house. Reviewed on: 3rd February 2026

It’s been an incredible safety net!

I’ve used it for a few years to save money and have had a really positive experience Reviewed on: 3rd February 2026

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