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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1987 reviews)

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4.91

Based on 1,987 reviews, last reviewed 21st Feb 2026

128000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Easy to open and use the LISA. Easy to open and use the LISA. Good interest rate. The app is also easy to use and understand! Reviewed on: 21st February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1987)

Great way to manage your LISA with great added eleme...

Great way to manage your LISA with great added elements that cover your needs. The shared target option and family support options provide nice ways of having a casa mmon goal with your spouse, as well as letting your extended family lend a hand. Reviewed on: 3rd February 2026

Very easy to use

Very easy to use, great service, straight forward Reviewed on: 3rd February 2026

Tembo app is users friendly and I get interest on my...

Tembo app is users friendly and I get interest on my money Reviewed on: 3rd February 2026

A Straightforward and use full saving app

It has been so straightforward to open an account and add money to it. Their app is great for showing you how much interest you get and how much of the government bonus you have claimed. They also offer amazing tools that help with buying you first home. Reviewed on: 3rd February 2026

The perfect choice for young people

Really happy with this Lifetime ISA. The app is easy to use and makes saving simple, especially for young people. Everything is clear and straightforward, and it’s easy to track your savings anytime. A great option for getting started. Reviewed on: 3rd February 2026

Good rate, good UI, very beginner friendly

Their interest rate is very very good, and the app is well designed and simple to use. Also very easy to deposit money and to allow others to gift money into your account. They walk you through what a lifetime ISA is very well and makes it all simple and easy to understand. Reviewed on: 3rd February 2026

Fantastic experience

Fantastic experience, I felt supported every step of the way and the entire process was efficient allowing me to get a mortgage offer within days of submitting, I would also like to thank them for the complementary protection advice and specifically Wendy for her wonderful help with income protection. Reviewed on: 3rd February 2026

The app is among the most user-friendly out there!

The app is insanely user-friendly. Information on interest payments, government bonus, and deposits are easy to find. The interest rate on the LISA is market-leading as far as I can tell, and I expect this will remain the case as they maintain it above the Bank of England's base rate. Reviewed on: 3rd February 2026

Great customer service - friendly and approachable

We started using Tembo for their LISA which had great interest rates and found the app had a really good and easy to use UX interface. When purchasing our first house the app was useful in tracking our finances and the stag at Tembo were very helpful, quick to respond and we booked calls with the team who had amazing availability and were really friendly and helpful at explaining different options and the process for FTBs. Reviewed on: 3rd February 2026

Great provider

Tembo is a great and easy to use banking provider with useful communications and a pretty good interest rate so far. I've enjoyed my time with them and will likely stay with them for the foreseeable future. Reviewed on: 3rd February 2026

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