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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Simple, transparent and genuinely helpful LISA provider

My experience with Tembo has been genuinely positive from the start. The platform is easy to use, clearly designed, and doesn’t feel overwhelming like some finance apps can. Everything is explained in a simple, understandable way, which makes managing a Lifetime ISA feel far less intimidating. What I’ve really appreciated is how transparent Tembo is about saving, bonuses, and long-term goals. The app helps you understand not just where your money is, but what it’s actually doing for you in the long run. The guidance feels supportive rather than pushy, and the information provided is genuinely useful rather than confusing financial jargon. The overall experience feels modern, trustworthy, and user-focused. It’s clear that Tembo is built around helping customers make better financial decisions, not just selling products. While no platform is perfect, Tembo stands out for its clarity, usability, and customer-first approach. I’d absolutely recommend Tembo to anyone looking for a Lifetime ISA provider that feels accessible, well-designed, and genuinely supportive of long-term saving goals. Reviewed on: 4th February 2026

Tembo review

Tembo have provided relatively competitive interest rates with no "one year only" bonuses. Customer services via their app has been good so far with response times acceptable and queries adequately answered Reviewed on: 4th February 2026

Easy to set up - fool proof

Easy to set up, and you get notifications when the interest has arrived which is always a nice pick me up mid month. They are also honest about fluctuating interest rates so you can anticipate changes to the amounts. Honest banking Reviewed on: 4th February 2026

Chose Tembo for the good interest rate for LISA but...

Chose Tembo for the good interest rate for LISA but that has now reduced, which isn't great for savers in this high cost of living era. On the plus side, the UI of Tembo is user friendly and is easy to use. Reviewed on: 4th February 2026

Very user friendly and makes saving fun.

Very user friendly and makes saving fun. Reviewed on: 4th February 2026

Great service

Great service and products easy to use Reviewed on: 4th February 2026

Saved up for a house with Tembo and when I needed to...

Saved up for a house with Tembo and when I needed to withdraw for my mortgage the customer support team couldn’t have been better! Reviewed on: 4th February 2026

Incredible service for saving

My partner referred me to tembo to help us save for our house deposit and seeing not only the bonuses each month but the interest increasing every month really helped me save more and more each month. It’s also nice that it has a rough timeframe when you are looking at how long it would take to afford the mortgage that you want which helps Reviewed on: 4th February 2026

User-friendly, competitive rates and brilliant service

They're just a really easy to use and transparent company. Rare these days Reviewed on: 4th February 2026

Tembo is a great way to save!

Tembo is a great way to save! You can track your goals and you can also get learning tools all about buying in the future. I feel secure saving my money with Tembo and the Customer service is excellent! Reviewed on: 4th February 2026

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