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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,161 reviews, last reviewed 9th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026
Zeeshan's avatar
Zeeshan

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

Smooth transition to Tembo from other providers.

4
Smooth transition to Tembo from other providers. Relevant communication throughout. Good app Reviewed on: 4th February 2026

It has been good, a bit confusing in when I get my i...

4
It has been good, a bit confusing in when I get my interest but the app is very easy to use. Reviewed on: 4th February 2026

Great experience really easy to use

5
Great experience really easy to use Reviewed on: 4th February 2026

The best way to save!

5
Since joining Tembo, I have developed a broader understanding on savings accounts and my ability to save has drastically improved! It’s insights into lifetime ISAs has also helped my foresight into when I will be able t buy. It has been a complete game changer for me! Thank you! Reviewed on: 4th February 2026

Easy, intuitive, encouraging in saving for your next...

5
Easy, intuitive, encouraging in saving for your next big goal Reviewed on: 4th February 2026

Tembo is a trustworthy provider for LISA, I love tha...

5
Tembo is a trustworthy provider for LISA, I love that how much information it shares with us - whether it’s interest rate or policy updates. I also think the Tembo app is really easy to use and nicely designed. Reviewed on: 4th February 2026

Very easy to set up a LISA.

5
Very easy to set up a LISA. Lots of informative emails and updates, especially after the 2026 budget Reviewed on: 4th February 2026

Simply the best

5
Fantastic experience from top to bottom, providing professional services with immense security. Reviewed on: 4th February 2026

Simple, transparent and genuinely helpful LISA provider

5
My experience with Tembo has been genuinely positive from the start. The platform is easy to use, clearly designed, and doesn’t feel overwhelming like some finance apps can. Everything is explained in a simple, understandable way, which makes managing a Lifetime ISA feel far less intimidating. What I’ve really appreciated is how transparent Tembo is about saving, bonuses, and long-term goals. The app helps you understand not just where your money is, but what it’s actually doing for you in the long run. The guidance feels supportive rather than pushy, and the information provided is genuinely useful rather than confusing financial jargon. The overall experience feels modern, trustworthy, and user-focused. It’s clear that Tembo is built around helping customers make better financial decisions, not just selling products. While no platform is perfect, Tembo stands out for its clarity, usability, and customer-first approach. I’d absolutely recommend Tembo to anyone looking for a Lifetime ISA provider that feels accessible, well-designed, and genuinely supportive of long-term saving goals. Reviewed on: 4th February 2026

Tembo review

5
Tembo have provided relatively competitive interest rates with no "one year only" bonuses. Customer services via their app has been good so far with response times acceptable and queries adequately answered Reviewed on: 4th February 2026

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