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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,916 reviews, last reviewed 5th Feb 2026
121500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Very easy experience from the start. Very easy experience from the start. Haven't had any problems, always keep you upto date with any changes. Reviewed on: 5th February 2026
Justin H's avatar
Justin H

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1916)

Easy to use, excellent interest rates, no issues at all

5
Easy to use, excellent interest rates, no issues at all Reviewed on: 23rd January 2025

Best rate by far and app is easy to navigate

5
Best rate by far and app is easy to navigate Reviewed on: 23rd January 2025

Best rates for LISAs and free mortgage advice

5
Tembo offer the best rates for LISAs and are very engaged with customers - they have a unique angle of being more proactive at helping LISA holders to buy a house by offering free mortgage advice. This links so well to the whole purpose of the account, Reviewed on: 23rd January 2025

The interest rates are really goo easy to get hold o...

5
The interest rates are really goo easy to get hold of and y always feel supported. Reviewed on: 23rd January 2025

I have had issues with the bonus portion of my lifet...

4
I have had issues with the bonus portion of my lifetime ISA and the Tembo customer service team have been absolutely wonderful. Giving me regular updates on what’s going on and what they are doing to help me. Would absolutely recommend! Reviewed on: 23rd January 2025

Best interest rates that keep getting better.

5
Best interest rates that keep getting better. Helpful and user friendly app that allow you to tailor your experience to you. Reviewed on: 23rd January 2025

Best LISA on the market

5
Have never needed customer service, but the neighbourhood online forum is very helpful and informative. The rates are great, they’ve got rid of the monthly fee, I have access to free mortgage advice and help articles when I’m ready to buy, I can see my daily interest earned and how much of my LISA allowance I’ve used. Payments are processed really quickly, too. I’ve had LISAs in the past with a couple of other providers but Tembo by far have been my favourite. Reviewed on: 23rd January 2025

Great saving tool, helps you realise your goals, all...

5
Great saving tool, helps you realise your goals, allows you to change your amount you want to save for whatever amount house. It provides excellence customer service with any problems. It has been a blessing well overdue! Reviewed on: 23rd January 2025

Best rates available on the market, excellent and re...

5
Best rates available on the market, excellent and responsive customer service! App super easy to use! Reviewed on: 23rd January 2025

Best app for saving for a house

5
It’s helped me save a lot of money towards a house Reviewed on: 23rd January 2025

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