Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
11410% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (3153)

User friendly, sign up within minutes.

5
User friendly, sign up within minutes. Provides good overview and monitoring of my funds. Great LISA set up. Offers competitive rates in the market Reviewed on: 3rd February 2026

Prompt and courteous customer service.

5
Tembo made the transfer of my LISA simple and straightforward. When there was an issue with the payment of the government grant, their customer service/ resolution team really gripped the issue thoroughly, ensuring that the bonus was eventually paid, paying backdated interest and providing compensation for the delay. They were always responsive, replying courteously within a day of an email question or request. The app similarly makes managing and tracking your money easy. Reviewed on: 3rd February 2026

Tembo offer a very competitive interest rate and the...

5
Tembo offer a very competitive interest rate and the app is very easy to use Reviewed on: 3rd February 2026

It’s been a great experience with Tembo so far.

5
It’s been a great experience with Tembo so far. Seeing the interest paid every month is really reassuring, and it makes the whole process feel transparent and rewarding. Reviewed on: 3rd February 2026

Tembo for go to LISA Savings

5
Very easy to set up and clear info and advice, the app is very user friendly. Reviewed on: 3rd February 2026

App is easy to use and navigate.

5
App is easy to use and navigate. Customer service was quick to respond and resolve my issue and it was good to talk to an actual human. Not another AI chat bot, where you get stuck in a chat loop. So cudos to Tembo on that front! Reviewed on: 3rd February 2026

Easy to use, informative and an overall great product

5
The Tembo Money app and the lifetime ISA is easy to use and very informative to help people understand the lifetime ISA and make informed decisions about what they want to do with their money. Tembo Money also offer great support and help from their customer services team and offer a good interest rate on their lifetime ISA. Reviewed on: 3rd February 2026

Honest, Informative & Competitive

5
Tembo is very honest open and informative. It keeps you up to date with everything that is going on and relative. It’s competitive rates and I trust them. I’ve already recommended to friends and family Reviewed on: 3rd February 2026

Easy to use, looks aesthetic and can easily link up...

5
Easy to use, looks aesthetic and can easily link up with a partner for a joint ISA. Reviewed on: 3rd February 2026

Tembo good

5
The provide clear explanations on how and why interest rates are changing and normally give the best rates compared to anyone else. I’ve had my money with them for a few years now and will continue to stay with them. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products