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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
25600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Amazing!

5
App is easy to use and customer service is fab - super quick and friendly Reviewed on: 3rd February 2026

The best app for a first time buyer

5
Following getting my first career level job, I have been using Tembo to save for my dream countryside cottage (think escape to the country!). Tembo has been a brilliant help in achieving this goal providing a market leading interest rate, to help out beat inflation and preserve spending power. As I have savings shared across over platforms too due to the LISA limit, I have found it particularly helpful to be input what this figure is so, which Tembo takes into account when providing the time to target reached metric. As I’ve approached my target, I’ve started using other really useful features such as the personalised timeline of actions to take at different time points to be able to close and move in on a certain date you select. As a first time-solo buyer this a godsend having an actionable list I need to complete, and understanding more about the nuances of when these activities need to be completed. I would recommend Tembo to anyone! Reviewed on: 3rd February 2026

Easy and Helpful

5
App is easy to use and their mortgage broker service has been very helpful Reviewed on: 3rd February 2026

They are the Best Lifetime ISA provider!

5
They are the Best Lifetime ISA provider! Great user interface, useful tools and informative communications. I have recommended them successfully to many others. Reviewed on: 3rd February 2026

Best rates!

5
No issues with Tembo whatsoever. Very happy that Tembo have consistently offered the best rates without any bonuses throughout the year! Reviewed on: 3rd February 2026

Smooth and Substantial.

5
Smooth and guided and intuitive. Within the app I get to learn and use effectively LISA and cash ISA. Reviewed on: 3rd February 2026

Great service and good interest rates.

5
Great service and good interest rates. Easy app to use. Reviewed on: 3rd February 2026

Easy and simple , the app is clean to use...

5
Easy and simple , the app is clean to use Reviewed on: 3rd February 2026

Tembo was perfect for saving for my first home, when...

5
Tembo was perfect for saving for my first home, when I was ready to buy they made the process quick and easy! Reviewed on: 3rd February 2026

I have a lifetime isa with Tembo and it is perfect!

5
I have a lifetime isa with Tembo and it is perfect for me! The app is really easy and convenient to use, and I am easily able to check how much I have, aswell as it being super easy to add funds! When the interest rates changed, they sent me an email immediately to inform me about it, and I just think it is a perfect app! Reviewed on: 3rd February 2026

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