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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
25600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Great overall experience

5
Every interaction is positive and very helpful Reviewed on: 3rd February 2026

Positive experience.

4
Positive experience. Lots of guidance available on the app and options for once you purchase your first property. Savings are clear Reviewed on: 3rd February 2026

Tembo provides best LISA interest rates

5
Tembo provide the best rates for LISA without having to switch provider every year. App is easy to use. Sending money to my LISA is nice and simple Reviewed on: 3rd February 2026

Great LISA with transparent break downs and great pr...

5
Great LISA with transparent break downs and great promotions through mortgage advisors and boost Reviewed on: 3rd February 2026

Got my dream house thanks to Tembo, I initially expl...

5
Got my dream house thanks to Tembo, I initially explored multiple mortgage options (joint mortgage sole proprietorship, sole mortgage etc) - amazing service throughout the house buying process Reviewed on: 3rd February 2026

Everyone who's eligible should be using this for a d...

5
Everyone who's eligible should be using this for a deposit or retirement planning, paying tax might as well reap 1k back! Reviewed on: 3rd February 2026

Seemless user interface.

5
Seemless user interface. It has been a good experience so far. Reviewed on: 3rd February 2026

Easy to use app, good team at Tembo

5
The app is easy to use, the conferences with the specialists are good quality and overall a good tool to save for my first home. Reviewed on: 3rd February 2026

Great app, clear user interface, competitive products

5
Opening and managing both a LISA and Cash ISA has been seamless. The transparent breakdown of balances including bonuses and interest is better than most providers. Reviewed on: 3rd February 2026

Excellent company, informative, and great connections

5
I generally prefer fixed rate APR rates from savings accounts to help future predictability, and Tembo can occasionally change their rates (admittedly sometimes for the better), and I'm also of the understanding that if I ever changed my LISA account to another company, I could never return to Tembo. However, Tembo have definitely been the best savings company I've had the pleasure of saving with. Reviewed on: 3rd February 2026

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