Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
4% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (3153)

Highly recommend Tembo!

5
My experience with Tembo LISA has been extremely smooth. I transferred the money in with no hassle and their interest rates are competitive. The app is also extremely easy to use and has a great design. I've also used their mortgage services and have nothing but positive reviews. Reviewed on: 3rd February 2026

Easy to access account.

5
Easy to access account. Good app design with easy layout and navigation. I like that you can link a mortgage goal with another person. Interest rates are some of the best on the market Reviewed on: 3rd February 2026

Super easy to switch over to, and brilliant app.

5
Super easy to switch over to, and brilliant app. Reviewed on: 3rd February 2026

Beginner

5
I have yet to get a mortgage via tembo so I can't comment on that yet, but the ability to pause direct debits and seeing the projections on when you can reach your goal is really great. I can do that but so much easier to see it in the app. Reviewed on: 3rd February 2026

Excellent service

5
easy to save with Tembo and easy to change to how you would like it to be and the customer service is always impeccable Reviewed on: 3rd February 2026

Easy setup and smooth seamless experience on the app.

5
Easy setup and smooth seamless experience on the app. Reviewed on: 3rd February 2026

Very straight forward for LISA

5
Very straight forward for LISA set up and management Reviewed on: 3rd February 2026

The mortgage advisor experience has been excellent

5
The mortgage advisor experience has been excellent Reviewed on: 3rd February 2026

Five stars!!

5
Very good experience so far! My cousin recommended me Tembo and I’ve started using it as a first time house buyer and I’ve teamed up with my partner. Reviewed on: 3rd February 2026

saving with one of their ISAS

5
I have been saving with one of their ISAS and it is all set out very clearly and is easy to navigate. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products