Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,125 reviews, last reviewed 23rd Mar 2026
229700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo is the best LISA provider Tembo is the easiest way to understand and make the most out of your Lifetime ISA with impressive interest rates, quick setup and referral benefits. T... Read more Reviewed on: 23rd March 2026
Becca's avatar
Becca

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3125)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Would recommend, best cash Lifetime ISA without any...

5
Would recommend, best cash Lifetime ISA without any restrictions or penalties on withdrawals. Reviewed on: 18th March 2024

Clunky because it’s new.

4
Clunky because it’s new. But right idea. Good at responding, but not good on following up on second messages. Tools are useless, if you save a regular amount monthly it’s accurate but if you put your yearly allowance in on one go it says it will take you 99+ years to buy a house. Reviewed on: 18th March 2024

Tembo is great for ISA and tracking your savings goal

5
I had a great experience with Tembo so far and they make easy to understand and to track your savings goal..my partner decided to sign up as well. Reviewed on: 18th March 2024

It was very easy to set up with Tembo and i am very...

5
It was very easy to set up with Tembo and i am very pleased with the service they gave me when i had a technical issue. Overall, it is a great app and a great service they offer to people who are looking to buy for the first time. Reviewed on: 18th March 2024

Have told all my friends to open a LISA with...

5
Have told all my friends to open a LISA with Tembo Reviewed on: 18th March 2024

Market leading rates, great app and community hub wi...

5
Market leading rates, great app and community hub with loads of info. I like the option to add your buying goal and estimated monthly savings to give you a realistic timescale, it’s really helped me plan Reviewed on: 18th March 2024

Great app

5
Clear and easy to use app. Excellent and competitive interest rate on LISA. Reviewed on: 18th March 2024

Really good app, 10/10

5
On the occasions ive spoken to customer services theyve been really friendly and approachable, helpful and knowledgable. the app is well designed and easy to use, and very happy with the rates :) I like the little features that help you budget better and its always fun to check in on there and see how I'm doing. I recommend it to everyone. Reviewed on: 18th March 2024

Good service, they could be better at passing on int...

4
Good service, they could be better at passing on interest rate rises Reviewed on: 18th March 2024

Good for Some, Below Avg For Others

4
If you open an account with a good deposit straight away the rates compensate for the fees, however if you do smaller deposits since the beginning, Tembo might not be the best option. Reviewed on: 18th March 2024

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products