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Tembo Money: Lifetime ISA reviews

4.77
Based on 3,163 reviews, last reviewed 20th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for First Time Buyers Got a Mortgage through Tembo as they offered free brokerage with my Lifetime ISA account. The level of care was genuinely amazing, and as first time b... Read more Reviewed on: 20th July 2026
Kola A's avatar
Kola A

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

They efficient and also try to keep you engaged

5
They efficient and also try to keep you engaged Reviewed on: 5th March 2026

A Nifty Savings Tool

5
Banking with Tembo has been super easy and the app makes all the difference with managing my LISA. Its an easy interface to navigate with helpful tips, articles and advice embedded throughout. My favourite feature by far has to be the mortgage clock, it makes it more real to have a timeline shift and change as your funds increase! Reviewed on: 5th March 2026

Fantastic experience!

5
Fantastic experience! From the day I joined I’ve never looked back. Onwards to home ownership! Reviewed on: 5th March 2026

Best customer experience

5
They respond to customer queries on time and seek to help customers with best options available in the market. Reviewed on: 5th March 2026

Interest levels could be higher, fixed rate options.

4
Interest levels could be higher, fixed rate options. No interactions with customer service hence why neutral on that one. Overall app experience is quite nice, login is slightly painful and password is definitely safer than sending a login link over email. Frequent emails can be annoying Reviewed on: 5th March 2026

Very good so far.

5
Very good so far. Clear on how your savings work. Very easy to use. Good customer service. Looking Into more house mortgage savings at the miniute. Good interest rate. Reviewed on: 5th March 2026

Tembo gives a simple clean way to view LISAs

5
Tembo gives a simple clean way to view LISAs that are easy to view interest accrued and tracking of government bonuses. It would be nice if they could add a way to see how much governement bonus would be added and when, and how much interest has been accrued per month before it is paid out. Reviewed on: 5th March 2026

Great customer experience

5
Great customer service and usability Reviewed on: 5th March 2026

Great savings incentive, especially with the added g...

5
Great savings incentive, especially with the added gov top-up. Reviewed on: 5th March 2026

Great features in the App

4
The App is easy to use and has some great features to help with research as well as saving! Reviewed on: 5th March 2026

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