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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1887 reviews)

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4.91

Based on 1,887 reviews, last reviewed 5th Feb 2026

118800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Tembo has changed my opinion on banking Tembo has changed my opinion on banking. Whereas previously, I've suffered poor service, inefficiency, and a bank that felt like they weren't on my si... Read more Reviewed on: 5th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1887)

Switched to Tembo for a better rate.

I switched to Tembo for a better rate a few years ago. While that promotional rate might be over for me, Tembo has consistently offered a competitive rate. The app is great and Tembo really make an effort to educate their customers on personal finance which I am especially a fan of. Moreover, quite a few of of my friends have opted for Tembo as well, highlighting it's place as a well recognized top provider. Overall, I'm very happy and look forward to making use of more of Tembo's services in the future. Reviewed on: 3rd February 2026

Very positive, app is really easy to use

Very positive, app is really easy to use Reviewed on: 3rd February 2026

It’s so easy to us and you get value from...

It’s so easy to us and you get value from your money Reviewed on: 3rd February 2026

Very easy to set up, great interest rate, clear comm...

Very easy to set up, great interest rate, clear communication from the company and lots of useful information on the app about all things money/house-buying etc. Reviewed on: 3rd February 2026

I like because tempo help to save more money

I like because tempo help to save more money Reviewed on: 3rd February 2026

Great rates and good interface

Very clear interface and heady to use and with correct security measures. The only downside is it’s not flexible Reviewed on: 3rd February 2026

Quick efficient process to transfer.

Quick efficient process to transfer. All my questions were responded to quickly. I've recommended the bank to friends and family Reviewed on: 3rd February 2026

Great rates

Good, simple. I like how there is no introductory rate, just a good flat rate. Much prefer it this way Reviewed on: 3rd February 2026

I have been using tembo for over a year now and I ca...

I have been using tembo for over a year now and I can confirm they are the best . Customer service, savings rate,the way they communicate with you and make you feel included and understand what is happening to or about your money. They are just excellent in their service. Reviewed on: 3rd February 2026

Really generous interest, and lovely, quick response...

Really generous interest, and lovely, quick responses from staff when we've asked questions. Reviewed on: 3rd February 2026

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