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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,956 reviews, last reviewed 8th Feb 2026
125200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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92%
See only 4 star reviews
7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Tembo is a fantastic LISA provider. Tembo is a fantastic LISA provider. I am always impressed with the customer service and the ease of using the app. It is easy to access and has lots o... Read more Reviewed on: 8th February 2026
Courtney G's avatar
Courtney G

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1956)

I should have joined earlier

5
I've always dealt with traditional banks so I was a bit reluctant to join. However a friend convinced me and I regret I did not do it earlier. It has been simple, stress free and I get great rates on my lisa Reviewed on: 3rd February 2026

It’s a really easy to use app and can’t go wrong wit...

5
It’s a really easy to use app and can’t go wrong with great rates Reviewed on: 3rd February 2026

Never felt more happy with my choice, I know my mone...

5
Never felt more happy with my choice, I know my money is rising and there’s so many added services offered and helpful guides and tips Reviewed on: 3rd February 2026

Long term, and user friendly

5
After researching all different accounts to open a LISA, Tembo had the best AER for the long term and the app is really easy to use. Setting up the account was simple and quick and with adding money to the account the process is really easy and feels very secure Reviewed on: 3rd February 2026

Had a good experience so far !

5
Had a good experience so far ! Easy to use and navigate. Very impressed Reviewed on: 3rd February 2026

I use Tembo's LISA and cash ISA

5
I use Tembo's LISA and cash isa. The on-boarding was smooth and easy to setup. I like the UI of the app too, very intuitive and use friendly. Finally the interest rates that Tembo offers is one of the best ones out there. Overall I am a very satisfied Tembo customer. Reviewed on: 3rd February 2026

Transparency & Informative.

5
Clear communication when it comes rate changes, but have plenty of incentives to invite friends and be rewarded. Haven't had any issue with my LISA or cash ISA. They also write up helpful guides and explain market changes in easy to understand details. Reviewed on: 3rd February 2026

Great app, great features, great service

5
Very user friendly app and really good interest savings rate. The different mortgage affordability features are really good too Reviewed on: 3rd February 2026

The only LISA you should consider

5
Tembo offer fantastic services and have an easy to manage app, they manage their comms perfectly giving you just the right amount of attention - I would highly recommend Tembo to anyone looking for a LISA account Reviewed on: 3rd February 2026

Offering a great service and equally great products.

5
Offering a great service and equally great products. Reviewed on: 3rd February 2026

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