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Tembo Money: Lifetime ISA reviews

4.77
Based on 3,163 reviews, last reviewed 20th Jul 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for First Time Buyers Got a Mortgage through Tembo as they offered free brokerage with my Lifetime ISA account. The level of care was genuinely amazing, and as first time b... Read more Reviewed on: 20th July 2026
Kola A's avatar
Kola A

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

Easy to use the app and great interest rate!

5
Easy to use the app and great interest rate! Reviewed on: 5th March 2026

Good app

5
I love the app because it makes it really simple to use and i like how it has a goal feature Reviewed on: 5th March 2026

Tembo was recommended to me by a friend.

5
Tembo was recommended to me by a friend. It’s very easy to use and has lots of good options. For example, I needed to briefly pause payments and this was easy to do. Reviewed on: 5th March 2026

Service is always updating.

5
Service is always updating. Emails addressing updates on my progress as well as important changes in rates etc. Reviewed on: 5th March 2026

Good rates and lots of help available

5
I moved to Tembo last year because they had the best rates. Since then they also offered a 1% bonus to savers who plan to buy in the coming year and a half (bonuses often are only available to new customers of other savings accounts but this benefits long term savers who are finally ready to buy, like me! They offered free sessions on what buying a place and getting a mortgage is like and then I started getting things in order and being able to use tembos mortgage broker service helped me be ready. Reviewed on: 5th March 2026

Easy to use, app generally good.

4
Easy to use, app generally good. Easy to get hold of someone with questions. Reviewed on: 5th March 2026

i love the interface :) it's super easy and manageable.

5
i love the interface :) it's super easy and manageable. Reviewed on: 5th March 2026

Brilliant way to save especially for young adults lo...

5
Brilliant way to save especially for young adults looking to save for deposit / mortgage Reviewed on: 5th March 2026

Competitive interest rates

5
Looked for good LISA banking options and they had the best rates permanently not just for the first year. Reviewed on: 5th March 2026

My money worth more with Tembo

5
I like Tembo Because it was really easy to open my account with them and open my Life Time ISA. It was really easy compared to other providers. Reviewed on: 5th March 2026

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