Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,968 reviews, last reviewed 10th Feb 2026
126200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and super user friendly app,... Great customer service and super user friendly app, very easy to navigate and incredibly informative. Reviewed on: 10th February 2026
Paula S's avatar
Paula S

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (1968)

Really easy to use and amazing way to save.

5
Really easy to use and amazing way to save for a house or just to keep your money safe. Always kept updated on things such as if interest rates change. Also really easy to refer someone and the rewards and opportunities are really good. Reviewed on: 3rd February 2026

Tembo have been a great support

5
Tembo have been a great support in my home saving journey. From the helpful time to buy feature in app and the easy mortgage calculator Tembo makes saving and goal setting simple. Reviewed on: 3rd February 2026

Been able to put money aside without even noticing it.

5
Been able to put money aside without even making any Reviewed on: 3rd February 2026

LISA and Cash ISA

4
I use Tembo for LISA and Cash ISA, because it was the best interest rate offer at the time for me compared to other banks, that also offers an easy set up and user interface. I haven’t yet used mortgage advice but for general queries they’ve been helpful! They’re well rated so I feel reliable and they’re quick to respond for customer support Reviewed on: 3rd February 2026

Feature full and best rates

5
Been saving for a Lifetime ISA. I like how I can me and my partner can both save into our own accounts, and we can combine out savings. The tracker is great too. The emails are not too much, and they are useful, talking about parliament decisions that can affect the ISA, so are really good to know. Reviewed on: 3rd February 2026

Great way to save toward a deposit, really simple ap...

5
Great way to save toward a deposit, really simple app to use. Definitely recommend to everyone wanting to open a LISA account. Also very handy it shows to how much left to save until hitting your target. Reviewed on: 3rd February 2026

Great Platform for saving

5
Great Platform for saving. Easy and simple to follow Reviewed on: 3rd February 2026

Just a great experience overall.

5
Just a great experience overall. Moved lots of my savings to Tembo and not looking back! Reviewed on: 3rd February 2026

I love how easy Tembo is to use and it gets you a fa...

5
I love how easy Tembo is to use and it gets you a fantastic rate and interest Reviewed on: 3rd February 2026

Really easy to setup and monitor how my savings is g...

5
Really easy to setup and monitor how my savings is going in terms of goals and projected amount. It was also very easy to pause payment whenever necessary or amend the amount that was going in each month. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products