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Tembo Money: Lifetime ISA reviews

4.93
Based on 585 reviews, last reviewed 18th Jun 2025
93% decrease in 5 star reviews
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Latest highest rating:

5

Great ISA provider. Great ISA provider. Customer service is really good and quick. Their rates are great and they provide so much information around buying homes. I would... Read more Reviewed on: 18th June 2025
Leonette O's avatar
Leonette O

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (585)

Best Lifetime Isa

5
I have had a tembo lifetime isa for a while now & have had a great experience. With the high interest rate and the easy to use app, I am enjoying my experience very much. Reviewed on: 21st January 2025

I love how Tembo feels like a friend.

5
I love how Tembo feels like a friend. They care for their customers like advising family. The product is amazing, market leading interest, friendly and easy to use, they have given me so much confidence on buying my first home. Reviewed on: 21st January 2025

First investment!

5
This is the first big thing I've put money into and it's definitely been worth it. The site is so simple to use and explains all the pros and cons of a LISA very clearly. It also has the best benefits out of the other providers I've seen. Big recommend! Reviewed on: 21st January 2025

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Really great app, amazing interest rate.

5
Really great app, amazing interest rate. Seeing what is affordable in the app is such a good feature. Reviewed on: 20th January 2025

I’ve had nothing but the best experience!

5
I’ve had nothing but the best experience as a first time buyer. When I started saving, buying somewhere felt miles away and a bit of a daunting feeling on the process and how it all worked. Tembo has various materials available on the app but being able to put in details of what you’re hoping for and know the average stamp duty and legal costs on top of a mortgage deposit has been invaluable. I’ve been able to visually see how to track my journey to buying and was able to link this with my partner. We were able to review how to save more based on using analytical data on the app (once linked with our current accounts) and challenge ourself to battle down the time to buying. We’re now in the process of buying our first property and wholly believe it’s down to Tembo we’ve achieved this sooner than we thought possible. When contacting tembo regarding our ISA, they couldn’t have been anymore helpful and you genuinely get the impression they care and want the best for you - I recommend them to all my friends! Reviewed on: 20th January 2025

Superstars

5
I have been saving with Tembo for the past 2 years and honestly, they have been absolutely incredible! You can just see how much they care about their savers just by how much effort they put into maintenance, updates and ongoing improvements. Not only this, but they are so involved with their community. I love reading their blog posts and they always interact with everyone. Tembo is truly 10/10! Reviewed on: 20th January 2025

User friendly, best interest rate - just superb

5
They have such a good, user friendly app where I can track what I've saved and what the government have added in. They offer a free mortgage advice call, which I'll use when I've saved some more money in there. I've moved my LISA from another provider to them because they really looked like the best and since using them they definitely are! They've also increased their interest rate when every other bank I have (natwest, chase, Santander, trading 212 etc etc.) has reduced theirs! Reviewed on: 20th January 2025

From using Tembo I’m able to save more money than I...

5
From using Tembo I’m able to save more money than I would be able to anywhere else. They also do a lot of giveaways and opportunities to get involved in the community which is great. They offer a lot of advice to help with any questions you might have. Reviewed on: 20th January 2025

CS savings team are amazing

5
Any query I have had was answered quickly Reviewed on: 20th January 2025

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