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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,973 reviews, last reviewed 11th Feb 2026
126600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

4

App is really good, never had any issues App is really good, never had any issues Reviewed on: 11th February 2026
Lucy 's avatar
Lucy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1973)

Saving rates on the higher side compared to other ba...

5
Saving rates on the higher side compared to other banks. Easy to setup lots of advice on how best to save your money Reviewed on: 3rd February 2026

Really handy app with a nice interface.

5
Really handy app with a nice interface. Not much experience of personal customer service but service is good so far and love how easy it is to transfer and track savings Reviewed on: 3rd February 2026

Easy to setup and easier to use.

5
Easy to setup and easier to use. Clear instructions and regular updates on news and national events. Reviewed on: 3rd February 2026

Great app, but still needs improvements

4
Great bank and always had leading rates but some of the app functionality still needs improving. I’ve flagged multiple times but it still hasn’t been fixed which is frustrating. However generally great app and would definitely recommend. Reviewed on: 3rd February 2026

Tembo has been great for me this year - very intuiti...

5
Tembo has been great for me this year - very intuitive and informative. Reviewed on: 3rd February 2026

Great interest rate and fantastic app

5
Great interest rate and fantastic app Reviewed on: 3rd February 2026

Great live chat service

5
Staff are always on hand in the live chat option and respond in good time to all queries. Reviewed on: 3rd February 2026

Good but always room for improvement

3
It would be good for users to be able to pick the day of the direct debit. That is a gap that would improve the usuage. Reviewed on: 3rd February 2026

Great, had no issues with the service or the app.

5
Great, had no issues with the service or the app. Love the saving aspect of both accounts and love the ability to join with others to save. Reviewed on: 3rd February 2026

Really easy to use, a great service and good custome...

5
Really easy to use, a great service and good customer service Reviewed on: 3rd February 2026

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