Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 2,694 reviews, last reviewed 5th Mar 2026
191700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

The app is easy to navigate. The app is easy to navigate. I can find my input, interests and government input easily and I can change my input as and when I need to dependant on m... Read more Reviewed on: 5th March 2026
Law J's avatar
Law J

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2694)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Tembo offer the best rates and customer service as a...

5
Tembo offer the best rates and customer service as always responded quickly and helpfully. Reviewed on: 5th March 2026

Competitive interest rates, very easy to track and u...

4
Competitive interest rates, very easy to track and upate payments, how much of the allowance you have left. Very nice and intuitive user experience. I would say the only drawback has been managing direct debits but I suppose they have no control over that. Reviewed on: 5th March 2026

Interest rate

4
Good interest rate offer and service Reviewed on: 5th March 2026

When I contacted Tembo for advise on my interest pay...

5
When I contacted Tembo for advise on my interest payments, they were able to provide swift responses. However, I do think tembos interest rates have falling for their lifetime isa and others have better competitive rates Reviewed on: 5th March 2026

Lovely company, really user friendly, recommend to e...

5
Lovely company, really user friendly, recommend to everyone Reviewed on: 5th March 2026

It’s been a seamless experience.

5
It’s been a seamless experience. The information, resources and customer service has been really helpful. Reviewed on: 5th March 2026

Good way to store money and build wealth.

5
Good way to store money and build wealth. Competitive rates and they always give free financial advice about a range of areas. Reviewed on: 5th March 2026

Lifetime ISA Tembo review

5
I opened my ISA with Tembo a few months ago, it is by far the best ISA I have used, I have had no issues and love how easy and simple it is to understand. The team are amazing and it is a really great app. Reviewed on: 5th March 2026

Great incentive

5
Because I don’t earn a lot atm I’ve been putting £25 in a month and more when I can and the amount I’ve already been able to save amazing! Reviewed on: 5th March 2026

Very easy to use and great product

5
Very easy to use and great product Reviewed on: 5th March 2026