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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (2753 reviews)

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4.91

Based on 2,753 reviews, last reviewed 5th Mar 2026

197000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Great service I have had no reason to contact them Reviewed on: 5th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2753)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

Excellent, ever-improving company Reviewed on: 25th January 2025

They have a great in-app experience and the process...

They have a great in-app experience and the process of moving my LISA from a different company couldn’t have been easier! Tembo is definitely the choice for getting a Lifetime ISA Reviewed on: 5th March 2026

Using Tembo has been life changing

Tembo is really easy to navigate and has helped me save so much money. I always struggled with saving before joining Tembo. Seeing my money grow has kept me motivated about saving. It’s been life changing. Reviewed on: 5th March 2026

Really great service and an easy to use app that cle...

Really great service and an easy to use app that clearly states the terms and conditions. They also allow different ways to input your monthly whether that’s monthly direct debited or manually yourself each month which I found helpful. They have a great way to track your goals and provide further guidance for purchasing homes Reviewed on: 5th March 2026

not had any problems so far :), and i recommend to f...

not had any problems so far :), and i recommend to friends!! Reviewed on: 5th March 2026

Account security is a priority for Tembo and their n...

Account security is a priority for Tembo and their newsletters always have valuable tips for their customers. Great rates as well. Reviewed on: 5th March 2026

It was easy to deposit my money and track my funds.

It was easy to deposit my money and track my funds. There seems to be useful saving goals tools but I don't need those, I just slam my money in as hard as it will go Reviewed on: 5th March 2026

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Good interest rate, excellent communications in rela...

Good interest rate, excellent communications in relation to increasing my returns and great easily accessible information for first time buyers. Based on my experience over the last few years, Tembo has always been competitive and the top of the market LISA provider. Reviewed on: 5th March 2026

I have been using Tembo for a few years.

I have been using Tembo for a few years. I love the user interface and it has helped me reach and push my saving goals. It simplifies your progress and offers a great range of services. Would and have recommended to friends and family Reviewed on: 5th March 2026

Craig McKenzie Review

I couldn’t be happier with my experience using the Tembo Lifetime ISA. From the very beginning, the setup was incredibly fast—it took less than 5 minutes to get my account up and running. The app itself is sleek and intuitive, making it easy to track my progress toward a deposit. I particularly love the 'Time to Buy' feature, which gives me a realistic prediction of when I'll be able to afford my first home, and the 'Gift Links' which allow my family to contribute directly to my savings. Tembo also offers some of the best interest rates on the market, currently 4.41% AER (variable), which helps my savings grow much faster than they would in a traditional high-street account. Plus, getting the 25% government bonus paid in automatically every month is a huge motivator. The added peace of mind from knowing they are FCA-regulated and my money is FSCS protected makes the whole process stress-free. I’d highly recommend Tembo to any first-time buyer looking for a modern, high-growth way to save! Reviewed on: 5th March 2026

Alternative products

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from HSBC 2.00 from 2 reviews
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Junior ISA
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