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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3163 reviews)

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4.78

Based on 3,163 reviews, last reviewed 10th Sep 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Excellent communication and clarity. Excellent communication and clarity. Competitive rates Reviewed on: 10th September 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

I have only recently set up my account, as has my pa...

I have only recently set up my account, as has my partner. We are 20 and 21 and are looking to buy a house. Tembo has made it a lot easier and was an incredibly easy set up. There was no hassle like there have been with other providers and we are already incredibly happy with our experience. It does take a few days for the money to hit the Tembo account when it is taken out as a direct debit which is fine once you know Reviewed on: 5th March 2026

V good, great experience ,

Had great experience, calling staff was promoted and experienced. I did not had problems when I wanted to withdraw the money from my account . Reviewed on: 5th March 2026

So far so good .

So far so good . No issues with app. Reviewed on: 5th March 2026

Easy to use app

Easy to use app and easy to set up LISA/Cash ISA and transfer across from existing providers. Also like the emails with easy to understand information on latest relevant changes (e.g. interest rates). Saving goals a useful feature and so is being able to quickly get a rough estimate on how much mortgage I'll be able to get based on different circumstances etc. Reviewed on: 5th March 2026

Great overall - v easy access to support via the app...

Great overall - v easy access to support via the app and quick response times Reviewed on: 5th March 2026

Amazing Mortgage Support

Been with them a while usually the best base rate. And they’ve been fantastic in offering mortgage broker services, with a bonus % for using their broker that is also free! That’s worth it in itself! Reviewed on: 5th March 2026

Amazing app with good insights into my savings , goo...

Amazing app with good insights into my savings , good rates that I always tell friends about Reviewed on: 5th March 2026

Easy and rewarding

I find the app easy to use and really like the layout. This incentivises me to save more and with the fantastic rates, I find myself pushing harder to bring my goal forwards. Reviewed on: 5th March 2026

TEMBO exceeding my expectation

I had a great experience with TEMBO. I chose them for my LISA provider after carefuly reaserching available products due to it's excellent reviews and rating and leading interest rate. My expectation were set very high to start with and TEMBO managed to exceed them anyway with kind, professional, available and very capable advisors and multiple additional reports and help available Reviewed on: 5th March 2026

Tembo made switching my LISA easy and provides great...

Tembo made switching my LISA easy and provides great rates, the mortgage advisory services are a great bonus. Reviewed on: 5th March 2026

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