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Tembo Money: Lifetime ISA reviews

View other Tembo Money products
4.91
Based on 2,759 reviews, last reviewed 5th Mar 2026
197500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
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0%

Latest highest rating:

4

The app format is very simple and easy to navigate. The app format is very simple and easy to navigate. Reviewed on: 5th March 2026
Els's avatar
Els

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James
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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2759)

Great all rounder

5
The app is easy to navigate, the interest rates are brilliant, and you can clearly see the goals you are saving towards. The ability to link your account to somebody else's provides further clarity on your financial situation and allows you to make more informed decisions when saving. The only thing I would change is sometimes it is difficult to navigate to see how much you money you need to deposit to fulfil the bonus requirements. Reviewed on: 5th March 2026
Jessica E's avatar
Jessica E

Easy to open an account - great features

5
Very easy to open an account and link to current account. Excellent rates, very happy with experience. Reviewed on: 5th March 2026
Clare G's avatar
Clare G

Great service

5
I’ve only had a good experience with Tembo, whenever I had questions in the past their customer service representatives were really helpful and explained everything in detail. I have also recommended Tembo to family who have already used their Lifetime ISA towards buying a property, and they said it was a really easy and quick process. Reviewed on: 5th March 2026
Somos's avatar
Somos

Tembo is a top banking app.

5
Tembo has very competitive interest rates which has kept me a loyal customer over the last few years. The app is very easy to use and puts my money into a better perspective. My interest is payed monthly which is beneficial for my finances. Reviewed on: 5th March 2026
F Woodhouse's avatar
F Woodhouse

Straightforward to use with best interest rates

4
There was a bit of difficulty when setting up my LISA, with verifying my details and getting it linked with the account I wanted to pay from, however Tembo customer service were super quick, supportive and helpful. Since then I’ve had no issues with my accounts, the app is so easy to use, regular payments plus top ups are simple to manage and Tembo definitely has the best ISA interest rates on the market at the moment Reviewed on: 5th March 2026
El's avatar
El

Love it!

5
Love it! First place I went to for a LISA and recommended it to all of my family and friends. They all use it now also Reviewed on: 5th March 2026
Ben D's avatar
Ben D

They have a great in-app experience and the process...

5
They have a great in-app experience and the process of moving my LISA from a different company couldn’t have been easier! Tembo is definitely the choice for getting a Lifetime ISA Reviewed on: 5th March 2026
freddynn's avatar
freddynn

Using Tembo has been life changing

5
Tembo is really easy to navigate and has helped me save so much money. I always struggled with saving before joining Tembo. Seeing my money grow has kept me motivated about saving. It’s been life changing. Reviewed on: 5th March 2026
A S's avatar
A S

Really great service and an easy to use app that cle...

5
Really great service and an easy to use app that clearly states the terms and conditions. They also allow different ways to input your monthly whether that’s monthly direct debited or manually yourself each month which I found helpful. They have a great way to track your goals and provide further guidance for purchasing homes Reviewed on: 5th March 2026
SM's avatar
SM

not had any problems so far :), and i recommend to f...

5
not had any problems so far :), and i recommend to friends!! Reviewed on: 5th March 2026
Josie K's avatar
Josie K

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