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Tembo Money: Lifetime ISA reviews

4.91
Based on 2,812 reviews, last reviewed 5th Mar 2026
202100% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Very easy to navigate around and pleased that there... Very easy to navigate around and pleased that there are tips and advice provided to make it easier to understand finance. Reviewed on: 5th March 2026
Evon's avatar
Evon

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2812)

An easy path to saving for your first home

5
Opened my lifetime ISA with Tembo Money, in order to keep track of an easy savings account, that provides you with all of the tools needed to start saving towards my mortgage. It allows you to set a goal for savings, whilst offering competitive interest rates, to give you that extra help towards your goal. The app is easy to follow and the team are at hand to answer any of your queries. Reviewed on: 5th March 2026

The app is very straightforward and easy to use, the...

5
The app is very straightforward and easy to use, the help chat helps instantly too Reviewed on: 5th March 2026

Great customer service and easy to use app

5
Great customer service and easy to use app Reviewed on: 5th March 2026

Great way to say for your future!

5
Really please with the app and ability to pause payments and plan financially. Reviewed on: 5th March 2026

Great app!

5
I love Tembo because it’s a great tool to help me save whilst using an easy app to navigate. I can see all my savings clearly and I have had no issues since opening my account. Reviewed on: 5th March 2026

Great for first time buyers

5
Award-winning customer support Great in-app experience Community of first-time buyers Fee-free mortgage service Reviewed on: 5th March 2026

Fantastic experience

5
I have managed to easily save a lot of money with Tembo this year. It’s so easy to set up a direct debit, add a one off contribution, and it’s easy to cancel too Reviewed on: 5th March 2026

Easy and effective

5
Easy to work with, great customer service and helpful impartial advice for a couple of first time buyers. Coupled with the great interest rates and a straightforward to use app that includes useful tools to keep track of the house purchasing process, would highly recommend Tembo. Reviewed on: 5th March 2026

User-friendly interface.

5
User-friendly interface. Simple and clear step-by-step guide on how to save money for mortgage purposes. I found the whole process very straightforward from start to finish. Setting up my Lifetime ISA was quick, and the app clearly explained how the government bonus works, which gave me more confidence in what I was signing up for. I also appreciate how easy it is to track my savings progress — it keeps me motivated seeing everything laid out clearly. The updates and notifications are helpful without being overwhelming, and I like that I can manage everything in one place without needing to call or chase anyone. Overall, my experience has been smooth, transparent and reassuring, especially as someone saving towards buying my first home. Reviewed on: 5th March 2026

Very good.

5
Very good. Customer service is quick and efficient also. Rates are awesome Reviewed on: 5th March 2026

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