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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3155 reviews)

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4.90

Based on 3,155 reviews, last reviewed 13th May 2026

16% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Solicitor's experience of Tembo As a solicitor dealing with a property purchase on behalf of a client who was using a Lifetime ISA provided by Tembo Money, I found Tembo extremely ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3155)

Best interest rate.

Best interest rate. Interest isnt registered onto account until 10 days after month end which is annoying but apart from that small point its a great account Reviewed on: 5th March 2026

Great App and Simple to Manage My Savings

I’ve been using the Tembo Money Lifetime ISA for just over a year now and overall I’ve had a really positive experience with it. What I like about Tembo specifically is how easy the whole platform is to use. The app and website are really straightforward, so it’s simple to track how much you’ve saved and see when the government bonus comes in. Setting up deposits was quick and I’ve never had any issues with payments going through. I’d definitely recommend it to anyone in the UK who is saving for their first property and wants a simple, digital way to manage their Lifetime ISA. Reviewed on: 5th March 2026

I have only recently set up my account, as has my pa...

I have only recently set up my account, as has my partner. We are 20 and 21 and are looking to buy a house. Tembo has made it a lot easier and was an incredibly easy set up. There was no hassle like there have been with other providers and we are already incredibly happy with our experience. It does take a few days for the money to hit the Tembo account when it is taken out as a direct debit which is fine once you know Reviewed on: 5th March 2026

V good, great experience ,

Had great experience, calling staff was promoted and experienced. I did not had problems when I wanted to withdraw the money from my account . Reviewed on: 5th March 2026

So far so good .

So far so good . No issues with app. Reviewed on: 5th March 2026

Easy to use app

Easy to use app and easy to set up LISA/Cash ISA and transfer across from existing providers. Also like the emails with easy to understand information on latest relevant changes (e.g. interest rates). Saving goals a useful feature and so is being able to quickly get a rough estimate on how much mortgage I'll be able to get based on different circumstances etc. Reviewed on: 5th March 2026

Great overall - v easy access to support via the app...

Great overall - v easy access to support via the app and quick response times Reviewed on: 5th March 2026

Amazing Mortgage Support

Been with them a while usually the best base rate. And they’ve been fantastic in offering mortgage broker services, with a bonus % for using their broker that is also free! That’s worth it in itself! Reviewed on: 5th March 2026

Amazing app with good insights into my savings , goo...

Amazing app with good insights into my savings , good rates that I always tell friends about Reviewed on: 5th March 2026

Easy and rewarding

I find the app easy to use and really like the layout. This incentivises me to save more and with the fantastic rates, I find myself pushing harder to bring my goal forwards. Reviewed on: 5th March 2026

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